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*iSelect does not compare all providers or policies in the market and not all policies or special offers are available at all times, through all channels or in all areas. Not all policies available from our providers are compared by iSelect and due to commercial arrangements and customer circumstances, not all policies compared by iSelect are available to all customers. Learn more.
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Private health insurance products are now tiered: Basic, Bronze, Silver, and Gold. Each tier covers a standardised set of clinical categories set by the government to make it easier to understand what you are covered for.
A waiting period is the time you need to wait before you are allowed to make any claims for benefits on your cover through your health insurance fund. Waiting periods apply for new or increased levels of cover for both hospital and extras cover.
Private hospital cover is health insurance that covers your costs as a private patient while you are in hospital up to the MBS (Medicare Benefit Schedule) fee. Extras cover offers benefits for out-of-hospital treatments which may include dental, physiotherapy and optical.
Encouraging Australians to take out private hospital cover, the MLS is an additional 1% to 1.5% tax (on top of the standard 2% Medicare Levy) for those who earn above a certain income and don't have private hospital cover.
Thinking of starting a family? It may be worthwhile to learn about the benefits of having private health insurance during your pregnancy. Learn about what’s covered, as well as about important waiting period information in our helpful article.
Avoiding the dentist because of the cost? With extras cover, part of the cost of dental treatments listed in your policy will be covered by your health fund. However, the dental procedures you’re covered for will depend on your fund and policy and are usually subject to an annual limit..
Families come in all shapes and sizes. Finding a suitable health insurance policy for your family will depend on a variety of factors, including your budget and life stage. Being covered can give you peace of mind should the unexpected happen.
It's easy to consider changing health funds if you're unhappy with the service, but most people don't consider a regular policy review as their life progresses through different stages.
Share a few details about yourself and the type of private health insurance you're looking for.
We allow you to compare from our range of health funds* and filter your options based on what's important to you.
Once you know you're making an informed choice, you can finalise and buy your health insurance through iSelect.
We’ve provided over a million online health comparisons since 2015 and we’re still counting**
Buy your health insurance through iSelect with confidence. If you find the same policy on standard annual premium from the same insurer for at least $1 cheaper within 30 days after buying with us, we will give you a $500 eGift Card. T&Cs apply.
Our consultants know their stuff. Their smarts, combined with our technology, means you'll get private health to meet your needs and budget, while getting to the heart of what’s important to you.
*iSelect does not compare all health insurance providers or policies in the market. The availability of policies will change from time to time. Not all policies available from its providers are compared by iSelect and due to commercial arrangements, your stated needs and circumstances, not all policies compared by iSelect are available to all customers. Some policies and special offers are available only from iSelect’s contact centre or website. Click here to view iSelect's range of providers
**Based on iSelect data using Adobe Analytics Tracking Tool