Latrobe Health Services is part of the Members Health Fund Alliance, which is a group of 27 Health Insurance funds that share the principle of putting members health before profits1.
*iSelect does not compare all providers or policies in the market and not all policies or special offers are available at all times, through all channels or in all areas. Not all policies available from our providers are compared by iSelect and due to commercial arrangements and customer circumstances, not all policies compared by iSelect are available to all customers. Learn more.
As a spokeswoman for iSelect, Jessie understands how to simplify otherwise complicated topics to help Aussies improve their financial literacy and better manage their household bills.
Added in new sections on Hospital and Extras Cover; reviewed and updated section on Private Hospitals; checked and updated sources
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Fact checked
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.
Added in new sections on Hospital and Extras Cover; reviewed and updated section on Private Hospitals; checked and updated sources
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.
Latrobe Health Services has been operating for over 70 years. Their promise to members is to build a valuable partnership, empowering members to make choices based on the best advice, and make it simple for members to understand, manage and access their insurance.
What makes Latrobe Health different?
Latrobe Health offers Private Hospital Cover in a public hospital for all clinical categories in their Healthy Start Hospital Package2. This distinguishes it from many other low level policies, as it has restricted cover for every clinical category.
Latrobe is also a regionally focused and based Private Health Insurer that supports members and the communities in which they live.
In 1991, they established Maryvale Private Hospital, Gippsland’s only private acute medical and surgical hospital3. Today, it’s a key health hub contributing to education and clinical programs such as diabetic care, cancer services, palliative care, breast care, and men’s health.
As a member-owned fund, Latrobe Health prides itself on providing higher benefits for members. Around 90 cents in every dollar they receive is used to pay their members’ claims4, which can keep their rates relatively low (when compared with other providers).
Latrobe Health believes that the fundamental reason for Private Health Insurance is to provide peace of mind to its members no matter what might go wrong.
Which private hospitals does Latrobe Health have an agreement with?
Latrobe Health has partnered with hundreds of public and private hospitals around Australia5.Â
The interactive map below presents the number of private hospitals and day hospitals that Latrobe Health has an agreement within each state. Â
To find your nearest provider that partners with Latrobe Health, follow the link here and submit your required service and local area.Â
What kinds of cover do Latrobe Health offer?
Latrobe Health offer severalhospital packages, with different excess options so that members can find an option that suits their budget and needs.Â
What Hospital Cover options doLatrobe Health offer?Â
Latrobe Health offer the following policies for hospital cover through iSelect6:Â
Bronze HospitalÂ
Hospital Cover for common hospital treatments such as tonsils, adenoids and grommets, joint reconstructions, hernia and appendix, chemo and gastrointestinal endoscopies.Â
Cover for a wide range of categories.Â
Choice of $250, $500, or $750 excess.Â
No excess for hospital admissions for children on a family membership.Â
Unlimited emergency ambulance transport.
Bronze Plus HospitalÂ
This policy offers some extra comfort, as it includes procedures and treatments for blood, lung, chest and in-hospital dental surgery on top of the items listed under the Bronze Plus Hospital policy. Â
Other inclusions and excess options are the same as the Bronze policy.
Silver HospitalÂ
Similar to the Bronze policies, the Silver Hospital policy offers cover for situations of unexpected but potentially serious hospitalisations involving the heart and vascular system, back, neck, and spine. Â
Other inclusions and excess options are the same as the Bronze category.Â
Silver Plus HospitalÂ
This is the highest level of hospital cover at Latrobe Health. It offers cover for treatments and procedures such as joint replacements, rehabilitation, palliative care, cataracts, dialysis and insulin pumps, sleep studies and pain management with a device.Â
Other inclusions and excess options are the same as the Silver category.Â
 For a comprehensive list of Latrobe hospital cover products, visit their website.Â
What Extras Policies does Latrobe offer?
Latrobe Health offer the following policies for Extras cover, which can be added with hospital cover through iSelect.7Â Â
Basic ExtrasÂ
This is an entry-level of extras cover for the budget-conscious.Â
It includes general dental cover (plus some cover for major dental treatment as a result of an accident).Â
Standard allied health services including physio, chiro, osteo, podiatry and massage.Â
Travel vaccinations.Â
Unlimited emergency ambulance transport.
Core Family ExtrasÂ
This level of cover suits growing and active families.Â
It includes standard extras as listed under Basic Extras, except for major dental treatment as a result of an accident or podiatry consultations, plus:Â
1 free dental exam per person each year.Â
Nutrition/dietetics, psychology, exercise physiology, antenatal/postnatal classes and speech therapy.Â
A range of health appliances and devices.Â
Unlimited emergency ambulance transport.Â
A benefit bonus for those who pair this with Hospital Cover.
Core Essentials Extras Â
This policy is designed for active singles and couples.Â
It includes all standard extras as listed under Core Family Extras, except for antenatal/postnatal classes and speech therapy.Â
Unlimited emergency ambulance transport.
Core Complete ExtrasÂ
This level of cover is designed for established families, mature couples, and singles.Â
It includes all standard extras such as general and major dental, and allied health services, plus:Â
Nutrition/dietetics, psychology, audiology, and speech therapy.Â
Health appliances and devices such as blood glucose monitors, TENS machines, CPAP machines and hearing aids.Â
Unlimited emergency ambulance transport.
Premier Families ExtrasÂ
This is a top level of cover for growing and active families.Â
It includes all the standard extras such as dental and allied health, plus:Â
2 free dental exams per person, each year.Â
Cover for a range of health devices and maintenance services such as infant sleep schools, allergy-related services, travel vaccines, QUIT courses, crutches, cam boots and CPAP machines.Â
Additional support for extensive travel to attend dental or medical appointments.Â
A benefit bonus when combined with hospital cover.Â
Unlimited emergency ambulance transport.
Premier Singles and CouplesÂ
This is a top level of extras cover for couples and singles.Â
It includes all standard extras plus:Â
2 free dental exams per person, each year.Â
Nutrition/dietetics, psychology, exercise physiology, and Chinese medicine.Â
Cover for a broad range of health appliances and maintenance services, including travel vaccines, and QUIT courses.Â
Additional support for extensive travel to attend dental or medical appointments, or in case of school accidents.Â
A benefit bonus when combined with hospital cover.Â
Unlimited emergency ambulance transports.Â
How do I make payments with Latrobe Health?
You can choose to pay your Latrobe Health insurance either weekly, fortnightly, monthly, quarterly, bi-annually or annually. When you pay annually and bi-annually you may be eligible to receive a discount8.Â
 Payment can be made the following ways when a policy is purchased through iSelect.Â
Direct Debit via bank account Â
Direct Debit via Credit card
How do I manage my premium payments with LaTrobe?
Members can log into the Latrobe Health app on their mobile phones to make premium payments.
How do I become a Latrobe Health member?
Join Latrobe Health via our secure online application or by calling 1800 784 772 and speaking to one of iSelect’s health insurance consultants. Â