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Updated 14/03/2024
What changed?
Included section on what events Building Insurance covers, updated FAQs and added additional points
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Fact checked
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.
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Written by

Luke Carlino

Updated 14/03/2024

What changed?

Included section on what events Building Insurance covers, updated FAQs and added additional points
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.

Find out more about how we make money.

View our Privacy Policy.

Our range of Home and Contents partners

Building Insurance

Whether it’s your first one-bedroom flat or the house you want your kids to always call home, Building Insurance could help look after your place, even when the unexpected happens.

Do I need Building Insurance?

If your home were damaged or decimated, can you imagine trying to pull the funds together to set things right again? Building Insurance could be your way to get things back on track when the worst happens — and leave you sleeping peacefully at night. 

What events does Building Insurance typically cover?

Fire 

With hotter summers and bushfires on the rise,1The Guardian – Australia now in El Nino climate pattern, increasing bushfire risk, BOM says fire damage may be something more of us have to deal with. 

Storms and lightning 

While there’s nothing quite like watching a sky filled with lightning, front row seats to a spectacular storm can leave your house a little worse for wear. 

Earthquakes

If an earthquake has your home shaken up, Building Insurance could help put things straight.

Impact from falling trees

Forget widow makers, some trees are downright homewreckers. From dead branches to windy days, that beautiful tree you love to gaze at might get too close for comfort.

Vandalism and theft

Whether it’s malicious damage or a bungled burglary, unwanted visitors could mean your house needs a little extra TLC.

Breakage of glass and ceramic fixtures

Even if your home is bricks and mortar, there are still more fragile parts, like windows, that could become easily damaged — and cost a lot to repair or replace.

Frequently Asked Questions

What is Building Insurance?

What does Building Insurance typically cover?

What doesn’t Building Insurance cover?

Is my home more at risk of an insured event?

What’s the difference between sum-insured and total replacement cover?

How do I know how much cover I need for Building Insurance?

How can I keep my Building Insurance premiums down?

Do I need Building Insurance if I’m part of a body corporate?

Get started on comparing home and contents today!

Save time and effort by comparing a range of home and contents insurance policies with iSelect

iSelect does not compare all home and contents insurers or policies in the market. The availability of policies may change from time to time. Not all policies available from iSelect’s providers are compared by iSelect and due to commercial arrangements, area or availability, not all policies compared by iSelect will be available to all customers. Some policies are only available from iSelect’s call centre or website. A number of our participating general insurance brands are arranged by Auto & General Services Pty Ltd ACN 003 617 909 on behalf of Auto & General Insurance Company Limited 111 586 353, both of which are related entities of iSelect Limited. Our relationship with those companies does not impact the integrity of our comparison service. Click here to view iSelect’s range of providers.

iSelect General Pty Ltd ABN 90 131 798 126, AFS Licence Number 334115. Any advice provided by iSelect on this website is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s  Financial Services Guide  which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold that is a percentage of the premium or a flat fee. Ask us for more details before we provide you with any services.