Australian Unity

Australian Unity offer policies for singles, couples, families and single parent families. Members can manage their cover online 24/7, choose their own extras, and get up to 100% back on preventative dental if their dentist participates in their No Gap Dental Network.

Some of the hospital covers available through iSelect are: 

• Simple Hospital (Basic Plus): Hospital cover for accidents and some specified procedures. It’s mostly designed for young singles and couples. 
• Standard Hospital (Bronze Plus): This includes cover for a wider range of common procedures, designed for everyone. 
• Intermediate Hospital (Silver Plus): This includes cover for most clinical categories, plus Hospital Care at Home and Rehabilitation at Home. Some Ambulance cover is also included. Mostly designed for seniors. 
• Value Hospital (Silver Plus): This includes cover for most clinical categories including heart and vascular, joint replacements, and rehabilitation. Excess and co-payments are waived for dependents. Some Ambulance cover is also included.
• Classic Hospital (Silver Plus): One of the highest levels of cover for peace of mind, but without pregnancy and birth services. 

Australian Unity offer the following extras policies:

• Base Extras: Basic cover including preventative general dental, physio, optical, acupuncture and remedial massage. 
• Mid Extras: Mid-level cover with 100% back up to yearly limits on optical, and 100% back on selected dental services through their No Gap Dental Network (where available). 
• Active Extras: Mid-level cover with a wide range of services, including 100% back up to yearly limits on optical, and 100% back on selected dental through their No Gap Dental Network (where available). 
• Prime Extras: Comprehensive care for a wide range of extras including dental & orthodontics, physio, chiro, health aid and devices and emergency ambulance.

Our friendly consultants can also help you find combined hospital and extras products from our range of available policies.

Overseas visitors are not eligible for Medicare benefits unless they’re from a country with which Australia has a Reciprocal Health Care Arrangement.

Often, holding an appropriate level of Health Insurance is a visa requirement. Australian Unity’s Overseas Visitors Cover covers international visitors for doctor and specialist fees, emergency ambulance and hospital treatment, accommodation, and theatre fees.

Under some visas, you may be required to meet condition 8501. Condition 8501 means that you must have and maintain adequate Health Insurance for the whole of your stay in Australia.

All Australian Unity Working Visa Covers meet condition 8501. None of their current Non-Working Visa Covers meet these requirements.

To check your specific visa requirements, follow this link at the Australian Government Department of Home Affairs. 

Australian Unity offer members a choice of flexible ways to make a claim:

• On the spot: If your extras provider has a HICAPS machine, you can swipe your Australian Unity membership card at the time of payment to make a claim on the spot.
• Using the Australian Unity mobile app: You can claim up to $300 when you upload photos of your receipts using their mobile app, or via the Australian Unity website.
• Over the phone: If you’d like help with completing your claim form, you can call 1800 807 144 for assistance.
• By mail, email or fax: Once you’ve completed a claim form and attached your receipts, you can post, email or fax them through to Australian Unity. 

You can apply for Australian Unity Private Health Insurance using our simple and secure online application, or call us on 1800 784 772 and one of our comparison experts can take you through the application process.

If you’re not sure whether Australian Unity is the right health fund for you, we can help you to compare policies from our range of providers and plans to find one that suits your needs and budget.