Public Liability Insurance

Content OageHero Image CRO Overlay Image

*iSelect’s partnered with BizCover Pty Ltd to compare a range of small business insurers and policies in the market. Not all policies are available at all times or in all areas. Our advice on this website is general in nature and does not consider your situation or needs. Consider if any advice is appropriate for you before acting on it. Learn more.

Written by

Updated 27/08/2020

Find out more about how we make money.

View our Privacy Policy.

Updated 27/08/2020

Find out more about how we make money.

View our Privacy Policy.

What is Public Liability Insurance?

Public Liability insurance^ can help cover legal fees and compensation costs if a customer, member of the public, or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activity.

Who can bring a liability claim?

A public liability claim could be brought against you for: Injury or death of a third party as a result of your negligent business activities, or damage to a third party’s property as a result of your negligent business activities.

What does Public Liability Insurance typically cover?

Legal costs

That might arise from the defense or settlement of a claim.

Loss or damage to property

Including covering the loss or damage of a third party’s property that was in your control or while you were performing your service. As well as loss or damage of goods in your care.

Cover for employees

Who may have been involved in the incident or who were acting on your behalf and against whom a claim is made.

Injuries on your premises

For example, if a third party falls over while visiting your business, you’re covered. First aid costs can also be included.

Public Liability Insurance explained, with iSelect.

Learn more about how Public Liability cover works in this short video.

Ready to see if you can save?

To start doing more of what you love and less of you what don’t*

Your Public Liability Insurance questions, answered

What doesn’t it typically cover?

Are my employees covered by Public Liability insurance?

What factors could affect my premium?

What kinds of businesses is Public Liability cover relevant for?

What businesses could be exposed to a Public Liability claim?

Should I get Public Liability insurance?

What’s the difference between Public Liability and Professional Indemnity?

*iSelect’s partnered with BizCover Pty Ltd (ABN 68 127 707 975: AFSL No.501769) to help you compare small business insurance policies. iSelect earns a commission from BizCover for every policy sold through the website or contact centre. iSelect and BizCover do not compare all providers in the market, or all policies offered by all providers. iSelect does not arrange policies from the providers we compare for you directly, but iSelect will refer you to our trusted partner, BizCover Pty Ltd who can.

Any advice provided on this website is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You need to consider if the insurance policy is suitable for you. Please read the Financial Services Guide before buying any insurance policy.