iSelect does not compare all providers in the market or all policies offered by our partners in your area. Not all policies or special offers are available to all customers and some may only be available over the phone or on the website. Learn more.

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Updated 15/02/2024
What changed?
Included what insurance is and covers, updated average premium, added different types and FAQs
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Fact checked
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.
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Written by

Luke Carlino

Updated 15/02/2024

What changed?

Included what insurance is and covers, updated average premium, added different types and FAQs
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.

Edited by

Laura Crowden

Find out more about how we make money.

View our Privacy Policy.

Our range of Home and Contents partners

What does Home and Contents Insurance cover?

Australia is a sunburnt country with flooding rains after all, so your Home and Contents Insurance could cover your house and belongings from the strength of Mother Nature. Your policy may also cover more human-based incidents too.

How much does Home and Contents Insurance cost in NSW?

Home and Contents Insurance premiums have a fair few variables but a state-wide average could give you an idea of what to expect — or tell you if it’s time to switch insurer.

How might Home and Contents Insurance help me?

Offer cover after extreme weather

Your policy could help you weather even the roughest of storms, helping you get things back to normal sooner.

Repair and replace what matters

Your home might be more than your castle; it could be the bedrock of your finances. Home and Contents Insurance could help you protect your investment.

Get cover beyond home

Your policy may include cover for those essentials that go everywhere with you, like your phone and laptop.

What do different types of Home and Contents Insurance cover?

Home Insurance

Also known as Building Insurance, Home Insurance is all about those four walls that matter most to you. Your cover could help replace broken windows from a robbery and even rebuild your home from the ground up after a natural disaster. Depending on the policy, you may have cover to live somewhere else until the work is done.

Read More

Contents Insurance

Whether you’re quite content with a few possessions or prefer to have some luxuries, Contents Insurance could help repair or replace your valuables if they’re damaged, broken or stolen. You can even specify the price of particular pieces that carry more than just a high sentimental value.

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Landlord Insurance

Landlord Insurance may help you expand the coverage for your rental property. It could help you out of a tight spot if your tenant defaults on their rent, your property becomes unliveable, or Fido decides it’s time to remodel the living room.

Read More

Portable Contents Insurance

If you’d never be caught out of the house without your signature pearls or just simply can’t imagine a life without text messages, this cover might be up your alley. Commonly carried items like your phone, laptop and jewellery could be repaired or replaced by your insurer, even if they were damaged while you were on the go.

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Frequently Asked Questions

What risks are there to my home and contents in NSW?

What events does Home and Contents Insurance cover in NSW?

Does Home and Contents Insurance cost more in NSW?

Do I need Landlord Insurance in NSW?

How do I compare Home and Contents Insurance in NSW?

Get started on comparing home and contents today!

Save time and effort by comparing a range of home and contents insurance policies with iSelect

iSelect does not compare all home and contents insurers or policies in the market. The availability of policies may change from time to time. Not all policies available from iSelect’s providers are compared by iSelect and due to commercial arrangements, area or availability, not all policies compared by iSelect will be available to all customers. Some policies are only available from iSelect’s call centre or website. A number of our participating general insurance brands are arranged by Auto & General Services Pty Ltd ACN 003 617 909 on behalf of Auto & General Insurance Company Limited 111 586 353, both of which are related entities of iSelect Limited. Our relationship with those companies does not impact the integrity of our comparison service. Click here to view iSelect’s range of providers.

iSelect General Pty Ltd ABN 90 131 798 126, AFS Licence Number 334115. Any advice provided by iSelect on this website is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s  Financial Services Guide  which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold that is a percentage of the premium or a flat fee. Ask us for more details before we provide you with any services.