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iSelect does not compare all providers in the market or all policies offered by our partners in your area. Not all policies or special offers are available to all customers and some may only be available over the phone or on the website. Learn more.

What is car insurance?

Comprehensive car insurance can provide peace of mind, helping cover the cost of damage that may happen to your car due to theft or collision. Depending on your policy, car insurance can cover all or part of the cost of repairs or replacement, as well as the cost of damages to a third party’s car or property.

What does car insurance cover?

Third party property helps cover damage to other people’s car or property. Third party fire & theft provides additional cover to help cover your car if it’s damaged by fire or stolen. Comprehensive cover provides third party cover, as well as helping cover your vehicle if it’s damaged in an accident.

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Car insurance, simplified

Easily compare, select and save on car insurance policies

Over 1m online car insurance comparisons

Aussies have made over 1.7m Car Insurance comparisons online with iSelect since 2018.

Beyond the bucks

There is more to car insurance than just price. We’ll help you find a policy based on what’s important to you from our range of providers and available policies.

Qualified consultants

Our qualified consultants know their stuff. Call 13 19 20 to speak to one of our qualified consultants and compare the range of car insurance policies available through our call centre.

What types of car insurance are available in Australia?

Comprehensive

This provides an extensive level of coverage. It can help cover the cost of repairs to your vehicle in the event of accidental or malicious damage, theft, fire, hail, and third party damage (regardless of fault).

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Third Party Property

This typically covers you for damage you cause to other people’s property, such as their car or property in a car accident. Unlike comprehensive, it typically doesn’t cover damage to your car.

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Third Party Fire & Theft

This typically covers damage to other people’s property and can provide limited cover for damage to your car as a result of theft or fire. It typically does not cover you for other damage caused to your car.

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Compulsory Third Party (CTP) or Greenslip

As its name suggests, CTP is a minimum compulsory insurance required to drive on Aussie roads. Depending on which state you live in, it could be included in the cost of your vehicle registration, or you may have to purchase it separately from an insurer. CTP helps cover the cost of compensation claims if you injure or kill someone in a car accident.

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Helpful Tip:

You may want to start researching your car insurance before you buy the car. It could sway towards one make or model over another. Besides, it’s best to know what you’ll be expected to pay before signing up for a shiny new set of wheels. It also pays to be honest with your insurer about your circumstances to avoid disputes if you lodge a claim.

Toby Hagon

Motoring Journalist

How you can compare car insurance quotes with iSelect

Get acquainted

After entering your registration, we’ll ask a few questions about your vehicle so we can help you find policies from our range of providers.

Consider the policy you’re looking to purchase. Are you looking for a new provider, a cheaper premium, and even better coverage?

Understand your options

When selecting car insurance, it’s important to understand your options. With iSelect you can compare comprehensive policies, and review monthly premiums, inclusions, and exclusions.

You may also consider optional extras from some providers, like roadside assistance or reducing the window glass excess.

Get covered

Found a policy that works for you? Easily purchase the policy online or via phone with iSelect.

Before purchasing, always read the Product Disclosure Statement (PDS) to get a better understanding of policy limitations and exclusions – this could help avoid nasty surprises when it’s time to claim.

How users rated our service

Average car insurance premiums in Australia

Use our interactive chart to find out the average car insurance premiums from around Australia to see how yours compare.

Learn more about the optional extras offered by some of our providers

Freedom to nominate your choice of repairer

Got a preferred car repairer you’ve always worked with? This optional extra gives you the ability to nominate your preferred repairer. By not selecting this option, the repairer could be solely at your insurer’s discretion.

Hire car services if your car is written off

If your car is essential for your work commute or general lifestyle, this optional extra may be of benefit to you. With this extra, your insurer may provide you with a replacement hire car for a set period of time, if your car is written off. This may come with an additional fee.

Reduce your window glass excess

You could be driving along the highway, and a vehicle on the road ahead flicks up a stone that cracks or chips your windscreen. Typically, an insurer will charge you an excess to repair this damage, which could total hundreds of dollars. With this optional extra, you can choose to pay more on your policy premiums, and reduce the amount of excess you’d have to pay in the event that your windscreen needs repair or replacement.

Roadside assistance

With roadside assistance you’ll never have to fear being stranded if your car breaks down. Optional roadside assistance bundled with comprehensive cover from iSelect’s car insurance providers could include: battery assistance, tyre changes, towing, key rescue, emergency fuel, and more, depending on the provider and policy.

You might be interested in…

Your car insurance questions, answered

What is comprehensive car insurance?

What is third party insurance?

Why is car insurance often more expensive for younger drivers?

What does market value and agreed value mean?

How can I reduce my car insurance premium?

What is a no claims discount?

Does car insurance cover unlisted drivers?

What is excess in car insurance?

How do I make a claim on car insurance?

Which car insurance is the best?

Can a family member drive my car under my insurance policy?

Can I drive a family member’s car?

Are maintenance costs included in car insurance?

What do I do if my car is stolen?

What happens if someone breaks into my car but doesn’t steal it?

How long does it take for my claim to go through if my car is stolen?

Will inflation affect my car insurance premiums?

Will my premiums increase if I make a claim?

What should I do if my car insurance premiums continue to increase even if I stay with the same insurer for years?

iSelect does not compare all car insurers or policies in the market. The availability of policies may change from time to time. Not all policies available from iSelect’s providers are compared by iSelect and due to commercial arrangements, area or availability, not all policies compared by iSelect will be available to all customers. Some policies are available only from iSelect’s call centre or website. A number of our participating general insurance brands are arranged by Auto & General Services Pty Ltd ACN 003 617 909 on behalf of Auto & General Insurance Company Limited 111 586 353, both of which are related entities of iSelect Limited. Our relationship with those companies does not impact the integrity of our comparison service. Click here to view iSelect’s range of providers.

iSelect General Pty Limited ABN 90 131 798 126, AFS Licence Number: 334115. Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold that is a percentage of the premium or a flat fee. Ask us for more details before we provide you with any services.

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