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Updated 23/02/2024
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Moderate rewrite for tone and to extend content
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Written by

Luke Carlino

Updated 23/02/2024

What changed?

Moderate rewrite for tone and to extend content
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.

Find out more about how we make money.

View our Privacy Policy.

Check out our range of private health funds

iSelect does not compare all providers in the market or all policies offered by our partners in your area. Not all policies or special offers are available to all customers and some may only be available over the phone or on the website. Learn more.

What is Silver Cover?

Silver Cover is the second-highest tier of Private Hospital Cover. And if you happen to be a silver fox, a silver medallist, or born with a silver spoon in your mouth, it’s also aligned with your personal brand.

What are the different Health Insurance tiers?

Who is Silver Cover suitable for?

Middle-aged folks planning for the future

Silver Cover is a strategic ally if you’re in that middle-aged groove and thinking about potential future health issues. Whether it’s back issues, potential heart concerns, or just wanting an insurance sidekick for whatever life throws at you, Silver could have the coverage you’re looking for.

People who want extensive coverage minus birth-related perks

If you’re after coverage that’s like an all-you-can-eat buffet for health services, but without the baby-making additions, Silver is pretty close. It throws in a wide range of treatments, making sure you’re covered for a bunch of health scenarios.

People with specific health conditions

If your heart has a history of playing tricks on you, Silver Cover steps up. Heart attacks, heart failure, you name it.

Silver Cover: get the facts

What’s included in Silver Cover?

In a Silver Policy, you get the same hospital treatments you’d find in the Basic and Bronze deals. But you’re also getting coverage for extra therapies without any restrictions, like matters of the heart, lungs, blood, your back and spine, some plastic and reconstructive surgery that’s medically necessary, dental surgery, podiatric surgery, and even getting your hearing devices implanted.

How much does Silver Cover cost?

This can depend on a number of things like your age, location and income, but as a ballpark, starter Silver Policies generally come in at $30 per week or a little less for a single person. You’ll also see plenty of Silver Plus Policies out there. These policies have all the required benefits of a Silver Policy, along with some additional hospital treatments added into the mix.  As a result, they tend to cost a little extra – you might find them starting out at similar prices to the regular Silver Policies and ranging up to almost $42 per week. 

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Frequently Asked Questions

How does Silver Cover address common health problems?

What’s not included in Silver Cover?

What is Silver Plus Cover?

Does Silver Cover come with Waiting Periods?

How do I compare Silver Policies?

If you’re still scratching your head about which cover is best for you, consider calling our health insurance comparison experts. Getting a second opinion on the best fit for your particular circumstance is always a good idea.  

Give us a shout at 1800 784 772, or if getting the deets online is more your speed, try it now. Our trained consultants are standing by, ready to guide you through the insurance wilderness and help you find a policy that suits.  

 

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iSelect does not compare all health insurance providers or policies in the market. The availability of policies will change from time to time. Not all policies available from its providers are compared by iSelect and due to commercial arrangements, your stated needs and circumstances, not all policies compared by iSelect are available to all customers. Some policies and special offers are available only from iSelect’s contact centre or website. Click here to view iSelect’s range of providers