TUH Health Fund

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Last Updated 04/12/2024
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Written by

Rachel Gregg

Last Updated 04/12/2024

What changed?

Comprehensive update including data updates and content rewrites.
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.

Edited by

Ellie Garran

Find out more about how we make money.

View our Privacy Policy.

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Long story short

1
TUH’s not-for-profit advantage

As a not-for-profit health fund, TUH reinvests back into its members, returning nearly $30 million in savings in 2023.1TUH – TUH passes $30 million in savings straight back to members

2
Inclusive membership

Originally created for teachers, TUH now welcomes all current and former union members and their families, making health insurance accessible for more people.

3
Effortless claims

No paperwork, no stress. All you need to do is tap your digital TUH card or use the TUH app to make claims in a flash.

4
Shopping discounts for members

Get up to 30% off Australian brands and services to support your health and budget.

5
Telehealth services covered

TUH covers a range of telehealth services, from psychology to dietitians, to make sure you can get the care you need from the comfort of your home.

Who is TUH? 

TUH (Teachers Union Health) was created over five decades ago by a group of teachers looking for a health fund that really understood what educators needed. Fast forward to today and this not-for-profit Queensland insurer has grown into a health provider that’s opened its doors to all current and former Australian union members and their families.  

So, if you’re a current or former union member, TUH is a health insurance provider that you can trust to be your lifetime partner.  

What makes TUH different? 

Not-for-profit and 100% member-owned

Since TUH is a not-for-profit health fund, it works to give back to TUH members, not big shareholders. In 2023, TUH was even able to give $30 million in savings back to its customers – how’s that for customer first?2As above

Claims made easy

With TUH there’s no paperwork and no hassle; just tap your digital card or snap a pic of your receipt. Making a claim has never been easier thanks to the fund’s user-friendly app. 

TUH customers come first 

Being awarded 2022 Private Health Insurer of the Year in the Roy Morgan Customer Satisfaction Awards is a clear testament to TUH’s unmatched service to their customers.   

Extra savings on Australian brands 

Enjoy up to 30% off a range of brands and services to help support and improve your wellbeing without the strain on your budget. 

Happy customers  

In 2022–23, 90.6% of TUH hospital cover members kept them as their chosen health insurer.3Commonwealth Ombudsman – State of the Health Funds Reportp14 When you also look at the fund’s 0.01% of complaints, you can see why TUH members might keep sticking around.4As above

Who can join TUH? 

While TUH is listed as a restricted membership fund, they’re anything but exclusive.  

Being a restricted membership fund isn’t as strict as it seems. While the name sounds like it’s for a high-profile group of people, it simply means that it’s been created with a particular set of people in mind. In TUH’s case, this started as educators and has since expanded to current and former union members and their families.  

If you meet the criteria to join TUH, you can get cover whether you’re single, a couple, a family, or a single-parent family. 

Recognised Australian union members and former members, including but not limited to: Family members: 
  • teachers
  • academics
  • Tradespeople (plumbers, electricians etc)
  • nurses
  • firefighters
  • government workers
  • engineers
  • miners
  • hairdressers
  • public transport workers (bus drivers etc)
  • parents
  • partners, spouses or former spouses
  • siblings
  • dependents and adult children
  • grandchildren

What types of policies does TUH offer? 

TUH offers a range of policies to keep you covered no matter what you need: 

Hospital cover: If you need to be admitted into hospital for a specialist appointment or surgery, hospital cover will take care of some of the costs. This means you can get more choice in who treats you, and likely find shorter waiting periods for elective surgery.  

Extras cover: If you love visits to your physio, keeping on top of your yearly dentist check-ins, or any other type of specialist treatment, extras policies might be your match. The extras included will depend on the policy you choose.  

Combined hospital and extras cover: A combined hospital and extras policy is great for those who want every base covered.  

Frequently asked questions

Does TUH cover telehealth services?

Does TUH cover pre-existing conditions?

What member benefits does TUH offer?

How do you make a claim with TUH?

How do you make payments for TUH?

Looking into family plans? Make sure you know how long your kids can stay covered on your plan. Generally, adult children will remain a part of the family plan until they’re 21 (if they’re not married or in a de facto relationship). But if they meet certain eligibility criteria, they could be allowed to hang on to the main policy as dependants until they’re 31, depending on your insurer. This means they can enjoy all the perks of your family plan for a little bit longer. 

Want to become a TUH member?

Liking the people-first foundations of TUH? Or the fact that they’re a not-for-profit health fund? No matter what you’re looking for, at iSelect we’re here to help you find a suitable health insurance match. Start comparing health insurance online or call our health comparison experts at 1800 784 772 to find your best match.

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