Home Loan Calculators and Tools

Whether you’re managing a mortgage or looking to buy a new home, there’s a whole range of fees and rates you’ll need to keep in mind. Most importantly, you’ll need a clear understanding of your financial situation and your various loan options—but this can also take a pretty big time investment! 

That’s where our calculators and financial tools come into play. We’ve designed them to provide detailed information to help you make educated decisions about your home loans. So, if you’re looking to assess your borrowing power, compare your home loan options or explore different ways to save on interest, then feel free to give these tools a quick go.

Home Loan Calculator

If you’re looking at a home loan and want to know how much you might be paying over the next few years, this handy tool can be worth its weight in gold. You can use it to work out your minimum weekly, fortnightly and monthly repayments, and how a change in your loan term or interest rates could affect them. 

Borrowing Power Calculator

Your borrowing power refers to how much a lender is willing to give you based on your ability to pay the loan back. Our Borrowing Power Calculator provides an estimate of this based on your salary and existing financial commitments.

Extra Repayment Calculator

So long as it doesn’t incur any added fees, making extra repayments on your home loan can be a good way to pay it off faster. Find out how much time and interest you could save by paying more than my minimum repayment with the Extra Repayment Calculator. 

Loan Comparison Calculator

Comparing home loans can be a great way to find the one that’s most suitable for you. With our Home Loan Comparison Calculator, you can look at two different types of loans and get an estimate on which of the two is the cheapest in total fees and interest. 

Mortgage Calculator

If you’ve got an existing mortgage, then this calculator can help you work out how long it might take you to pay it off. It takes the original loan amount (or the ‘principal’) and interest into account, and also tells you how much you’ll pay in total interest over your loan term. 

Principal and Interest Calculator (Amortization)

For those people looking for a blow-by-blow breakdown of their home loan repayments, the Principal and Interest Calculator can be a big help. Basically, you’ll be able to see how the balance of your loan goes down over time, and how small adjustments could reduce the amount of total interest you end up paying. 

Refinancing Calculator

It’s not uncommon for Aussies to switch their existing home loan with a new product sometimes because the new loan offers a lower interest rate or more attractive features. If you’re considering a switch, then give our Refinancing Calculator a whirl and find out how much you could potentially save by refinancing your home loan.

Stamp Duty Calculator

Most people who end up buying a home will also have to pay a fair amount of stamp duty. The silver lining here is that our Stamp Duty Calculator can give you a good estimate on how much you’ll end up paying in your state or territory. 

Our team at iSelect has also partnered with Lendi* to make comparing home loans that much easier! Feel free to use our online comparison tool to compare different policies from a range of providers.