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GMHBA is a not for profit Health Insurance and care company who have over 85 years of experience within health care1.
They pride themselves on providing a high number of gap-free services across Australia. In fact, on average, 86.5% of GMHBA’s services were gap-free across Australia, according to the 2021 Private Health Insurance Ombudsman’s State of the Health Funds Report2.
With GMHBA Hospital and Extras cover, you have access to a wide range of care and treatment options.Â
GMHBA offers a range of private Hospital policies to combine with Extras cover. Here’s what’s currently available with iSelect:3:
GMHBA also offers a range of Extras policies to bundle with your hospital cover, providing you with a range of health care services outside of hospital. There are two types of extras policies: ‘Set Benefit’ policies give you a set dollar value benefit per service, whereas percentage-based policies give you back a percentage of the service fee. Here’s what’s currently available through iSelect:4
GMHBA is dedicated to helping Australians live their lives to the fullest. They know that taking care of your health and wellbeing is a lifelong commitment and offer a range of information, support and educational resources to help you on your journey.
Sometimes going to hospital is unavoidable, but if you do have to go, the last thing you want to do is stay longer than you need to.
To help you get back home as soon as possible, GMHBA offers eligible hospital policy holders access to its Hospital in the Home (HITH)5 and Rehabilitation in the Home (RITH) programs6.
HITH offers an alternative to an in hospital stay for eligible patients. If you take part in a HITH program you will be provided with the appropriate rehabilitation healthcare, such as physiotherapy, occupational therapy, dietetics, speech pathology, nursing and home support if required.
RITH allows eligible patients to undertake all or part of their rehabilitation in the comfort and privacy of their own home. As part of the RITH program, GMHBA will make sure the home is safe and provide a treatment program to help restore strength and mobility.
For customers living in the Greater Geelong area in Victoria, CCS organises care for eligible members with complicated health problems7. It doesn’t matter what level of hospital cover you hold, GMHBA’s care coordination service can provide you with support, information and access to health services, at no extra cost.
CDMP provides eligible members who suffer from chronic diseases with the care and support they need to maintain optimal health8.
Services include phone-based coaching and monitoring, care coordination, and devising strategies to help delay or avoid hospital admission if possible.
Typically, most Extras claims can be processed when you have your appointment with your GMHBA membership card.Â
 Members can also make claims online, in a local GMHBA branch, or by submitting a claim form via email or post. Â
 Keep in mind that claiming through GMHBA works differently depending on whether you’re claiming for Extras provider costs9, Hospital costs10, or medical (doctor or specialists costs in hospital) costs11.Â
With iSelect, you can compare Health Insurance from our range of providers and policies to find a policy which suits you*. Start comparing online today, or call our friendly team on 1800 784 772.
Sources:
1 GMHBA -Â Why choose GMHBA?
2Â Commonwealth Ombudsman of Private Health Insurance -Â State of the Health Funds Report 2021, pages 20-21.
3Â GMHBA - All Health Insurance Products
4Â GMHBA -Â Hospital and Extras Cover
5Â GMHBA -Â Hospital in the Home
6Â GMHBA -Â Rehab in the Home
7Â GMHBA -Â Care Coordination Service
8Â GMHBA -Â Chronic Disease Management Program
9Â GMHBA - Extras Providers Costs
10Â GMHBA - Hospital Costs
11Â GMHBA -Â Medical Costs
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