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Last Updated 14/11/2024
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Reviewed by Adrian Bennett, General Manager – General Insurance
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Written by

Tina Sendin

Last Updated 14/11/2024

What changed?

Reviewed by Adrian Bennett, General Manager – General Insurance
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.

Edited by

Ellie Garran

Reviewed by

Adrian Bennett

Find out more about how we make money.

View our Privacy Policy.

We compare many well-known car insurers

iSelect does not compare all providers in the market or all policies offered by our partners in your area. Not all policies or special offers are available to all customers and some may only be available over the phone or on the website. Learn more.

What types of car insurance are available in Tasmania?

Compulsory third party

Tasmanian drivers must be covered, at a minimum, by compulsory third party (CTP) insurance. As in every other state and territory, this type of insurance is mandatory and conveniently in Tassie, it’s also included in your vehicle registration fees. CTP insurance in Tasmania can help cover medical and compensation costs if someone is killed or injured by your driving. It doesn’t cover any costs of vehicle repair.

Third-party property

As the name suggests, third-party property insurance helps cover other people’s vehicles and property if they’re damaged by your vehicle and the accident was your fault. While this is a step up from CTP, it doesn’t cover damage to your own car or property.

Third-party fire and theft

Third-party fire and theft insurance still doesn’t cover your car in an accident where you’re at fault, but it helps cover damage to your car caused by fire or theft. It also covers third-party property damage, so this is another step up in cover.

Comprehensive car insurance

Okay, we’ve reached the top of all step-ups. Comprehensive car insurance helps cover other people’s property and vehicles as well as your property and vehicle, whether the incident is your fault or not. In some cases, it also covers hail or storm damage to your car. A comprehensive policy often comes with options to add extras to your cover, like a hire car or roadside assistance.

A breakdown of typical inclusions in each policy

Car insurance type Damage to your car Damage or loss caused by theft Damage to another person’s car or property Injuries or death to others in an accident 
Compulsory third party (CTP) No  No  No  Yes  
Third-party Property No  No  Yes  No (but covered by CTP)  
Third-party fire and theft No  Yes  Yes  No (but covered by CTP)  
Comprehensive Yes  Yes  Yes  No (but covered by CTP)  

Average care insurance premiums in Australia

Use our interactive chart to find out the average car insurance premiums from around Australia to see how South Australia compares.

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Frequently asked questions

Do I need car insurance in Tasmania if CTP is included in my registration?

What’s driving like in Tasmania?

Is it worth protecting my car against theft in Tasmania?

What is an ‘excess’ in car insurance?

What should I consider when looking for car insurance in Tasmania?

How can I find the cheapest car insurance in Tasmania?

iSelect does not compare all car insurers or policies in the market. The availability of policies may change from time to time. Not all policies available from iSelect’s providers are compared by iSelect and due to commercial arrangements, area or availability, not all policies compared by iSelect will be available to all customers. Some policies are available only from iSelect’s call centre or website. A number of our participating general insurance brands are arranged by Auto & General Services Pty Ltd ACN 003 617 909 on behalf of Auto & General Insurance Company Limited 111 586 353, both of which are related entities of iSelect Limited. Our relationship with those companies does not impact the integrity of our comparison service. Click here to view iSelect’s range of providers.

iSelect General Pty Limited ABN 90 131 798 126, AFS Licence Number: 334115. Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold that is a percentage of the premium or a flat fee. Ask us for more details before we provide you with any services.