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Updated 29/06/2023
What changed?
Included updated statistics along with new section on where to buy Green Slip insurance. Added explanation on how to compare Green Slip insurance and choose cover.
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Fact checked
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.
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Written by

Francis Taylor

Updated 29/06/2023

What changed?

Included updated statistics along with new section on where to buy Green Slip insurance. Added explanation on how to compare Green Slip insurance and choose cover.
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.

Edited by

Laura Crowden

Find out more about how we make money.

View our Privacy Policy.

iSelect does not compare all providers or policies in the market and not all policies or special offers are available at all times, through all channels or in all areas. Not all policies available from our providers are compared by iSelect and due to commercial arrangements and customer circumstances, not all policies compared by iSelect are available to all customers. Learn more.

Car Insurance in NSW explained

Whether you live and drive in Sydney or call a regional city like Wagga Wagga your home, it’s worth considering what level of Car Insurance you need for protection and peace of mind. Here’s everything you need to know.

What kinds of Car Insurance are available in NSW?

Comprehensive Car Insurance

This is one of the highest levels of car insurance you can get in NSW. It includes cover for your own vehicle for accident, damage, fire and theft, and damage to other people’s cars or property. We’ve partnered with a range of insurance providers offering comprehensive car insurance. Use our Online Tool to compare and purchase comprehensive policies from our range of providers.*

Read More

Third Party Property Damage Car Insurance

This can cover damage to other people’s cars or property caused by you in an accident.

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Third Party Fire and Theft Cover

This type of policy helps provide cover for the loss or damage to your car if it’s stolen or catches on fire, as well as your liability for damage caused by your car to another person’s property.

Read More

Green Slips

As in most states, NSW drivers need Compulsory Third Party insurance (CTP), before they can register a vehicle. In NSW, CTP insurance is known as a Green Slip, and it can protect you from being financially liable if you injure yourself or someone else while driving.

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Helpful Tip:

In New South Wales, every driver is required to have Green Slip insurance as the minimum requirement to register your vehicle. But just because additional cover isn’t mandatory doesn’t mean it isn’t worth considering. A Comprehensive policy could provide peace of mind from the knowledge that in the event of an accident, both third party damage costs and any damage to your vehicle could be covered. But if you’re not too fussed about having to foot the repair bill for your own car, a Third Party Property or Third Party Fire & Theft policy can provide cover if you damage someone else’s vehicle in an accident.

Paul Maric

Managing Editor and co-founder of CarExpert.

How much does car insurance cost in NSW?

According to iSelect Car Insurance data for New South Wales and ACT, the below are the average Comprehensive premiums for January – December 2022:

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Car Insurance in NSW: your frequently asked questions

What’s the difference between a Green Slip and CTP?

Where can I get Green Slip insurance?

What does my Green Slip cover me for?

What does your Green Slip not cover?

Do I have to pay an excess in NSW?

What’s driving in NSW like?

How do I choose an insurance provider in NSW?

What if I need help considering Comprehensive Car Insurance options?

iSelect does not compare all car insurers or policies in the market. The availability of policies may change from time to time. Not all policies available from iSelect’s providers are compared by iSelect and due to commercial arrangements, area or availability, not all policies compared by iSelect will be available to all customers. Some policies are available only from iSelect’s call centre or website. A number of our participating general insurance brands are arranged by Auto & General Services Pty Ltd ACN 003 617 909 on behalf of Auto & General Insurance Company Limited 111 586 353, both of which are related entities of iSelect Limited. Our relationship with those companies does not impact the integrity of our comparison service. Click here to view iSelect’s range of providers.

iSelect General Pty Limited ABN 90 131 798 126, AFS Licence Number: 334115. Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold that is a percentage of the premium or a flat fee. Ask us for more details before we provide you with any services.