*iSelect’s partnered with Lifebroker to help you compare a range of Life Insurance policies. Not all policies are available at all times or in all areas. Any advice provided on this website is general in nature and does not consider your situation or needs. Please consider if any advice is appropriate for you before acting on it. Learn more.

Written by

|

Edited by

Updated 17/04/2023
What changed?
Reviewed content and checked sources to ensure it is up to date
|
Fact checked
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.
|

Find out more about how we make money.

View our Privacy Policy.

Updated 17/04/2023

What changed?

Reviewed content and checked sources to ensure it is up to date
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.

Find out more about how we make money.

View our Privacy Policy.

Compare from Lifebroker’s range of leading life insurance providers*

We've partnered with comparison site Lifebroker, so you can compare life insurance from leading life insurers in Australia.

Easily compare from a range of Trauma Insurance quotes

Save time and effort by comparing from a range of Trauma insurance policies with iSelect’s trusted partner Lifebroker.

What is Trauma Insurance?

Trauma Insurance, also known as ‘critical illness’ insurance or ‘recovery’ insurance, covers you if you’re diagnosed with a specified insurable illness or injury. Typically paid as a lump sum, it provides financial assistance to access medical treatment, and may help pay for your rehabilitation, to help you focus on your recovery.  

Specific costs during a recovery period can include:

  • Medical costs not covered by your private health insurance 
  • Any ongoing costs of treatment 
  • Special transport requirements 
  • Modifications to your house 

What does Trauma Insurance cover?

Exactly what your Trauma Insurance covers will depend on the particular policy that you choose. That said, common types of illnesses or events you can generally claim against can include: 

Critical Injuries

Such as severe burns or major head trauma. Trauma Insurance also can include cover for injuries leading to blindness, loss of hearing, or loss of a limb.

Critical Illness

Includes heart conditions, neurological disorders, organ failure or transplants and blood diseases. Cover for cancer can cover most types of cancers like melanoma, malignant tumours, leukaemia, and prostate or breast cancer.

Trauma Insurance explained, with iSelect.

Learn more about how Trauma Insurance works in this short video.

Your Trauma Insurance questions, answered

Is Trauma Insurance relevant for me?

Do I have any dependents?

What if I have a mortgage or other debts?

Will I have enough savings if I couldn’t work?

What are my financial means?

Do I have other support available?

Would I qualify for government benefits or worker’s compensation?

What do you need to tell your insurer before purchasing a policy?

Will I have to perform a medical assessment as part of my application?

How much can Trauma Insurance cost?

Should I choose stepped or level premiums?

So how do I find Trauma Insurance policy?

Easily compare from a range of Trauma insurance quotes

Save time and effort by comparing from a range of Trauma insurance policies with iSelect’s trusted partner Lifebroker.

**iSelect’s partnered with Lifebroker (AFS Licence number: 400209) to help you compare a range of Life Insurance policies. iSelect earns a commission from Lifebroker for each customer referred through the website or contact centre. Lifebroker do not compare all life insurers or policies in the market.

iSelect Life Pty Ltd – ABN 89 124 304 347, AFS Licence Number 331128. Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policies. You should consider iSelect’s Financial Services Guide which provides information about iSelect services and your rights as a client of iSelect.’