Pregnancy Cover Through Health Insurance

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Updated 29/02/2024
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Moderate rewrite for tone, structure and referencing
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Written by

Ellie Garran

Updated 29/02/2024

What changed?

Moderate rewrite for tone, structure and referencing
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.

Edited by

Laura Crowden

Find out more about how we make money.

View our Privacy Policy.

What’s the deal with Pregnancy Cover?

When it comes to Hospital Cover, generally only Gold Policies – or the rare Silver Plus Plan – cover pregnancy. This means the birth itself, plus obstetrics treatment in the lead-up to it. When it comes to Extras, you have more freedom to choose your own pregnancy adventure. Prenatal classes? Acupuncture? Remedial massage? It’s up to you. 

Pregnancy Cover Explained

Learn more about how Pregnancy Cover works in this short video.

Laura Crowden

ISELECT SPOKESPERSON

The benefits of Health Insurance for pregnancy

You can choose your own doctor

In the public system, you often can’t choose which midwife or doctor you see. You also can’t necessarily see the same doctor over the course of your pregnancy. On the other hand, in the private system, you can choose your doctor. They’ll also treat you throughout your pregnancy, birth and afterwards. If this kind of choice and continuity is important to you, you probably want Private Health Insurance. 

You can (potentially) stay in a private, nicer room

In the public system, you might need to share a hospital room with others, which could mean your partner can’t stay overnight with you. As a private patient, you’re more likely to get a private room after you give birth, whether you’ve opted for a private hospital or a public one. In a private hospital, you might also have access to more pleasant facilities – and get to stay in hospital a bit longer if you want to. 

Frequently Asked Questions

What are the waiting periods for Pregnancy Cover?

What could my out-of-pocket expenses be?

When should I upgrade to a Family Policy?

Where can I compare Health Insurance Policies? 

Whether you’re looking for Hospital Cover, Extras, or both, figuring out which policy is right for you can be overwhelming. That’s where we come in! Give us a call on 1800 784 772 and our friendly team of comparison experts can help you find a policy that matches your priorities. Or if you’d rather sort it out online, you can do that in just a few clicks. 

iSelect does not compare all health insurance providers or policies in the market. The availability of policies will change from time to time. Not all policies available from its providers are compared by iSelect and due to commercial arrangements, your stated needs and circumstances, not all policies compared by iSelect are available to all customers. Some policies and special offers are available only from iSelect’s contact centre or website. Click here to view iSelect’s range of providers