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What is Travel Insurance?

Even the best laid plans can go awry, whether it’s lost luggage, cancelled flights or an unscheduled trip to the ED. Travel Insurance could take some of the financial sting out of these unforeseen changes though.

What are the benefits of Travel Insurance?

Get the facts on Travel Insurance

Overseas emergency medical assistance

Emergencies don’t know that you’re on holiday, sadly. Travel Insurance could help if you’re injured or become ill while travelling overseas though. Cover can include emergency medical evacuation and hospital treatment, providing peace of mind and reducing the chances of a large bill to pay.

Rental vehicle excess

Hiring a car while on holidays could change how you explore a new or familiar place. However, if you end up in a collision or damaging the car otherwise, you could have an excess to pay. As a result, many car rental companies typically offer an excess reduction product, but your Travel Insurance could actually already cover it. It’s a good idea to read over your policy details so you don’t double up.

Loss or theft of luggage

Whether you’re travelling for an interstate work trip or an island getaway, the loss or theft of luggage can seriously upset your travel plans, not to mention put a dampener on your mood. However, appropriate cover could mean you can put in a claim and get back to enjoying your time away from your routine. 

Cancellations

No one wants to think they’ll have to cancel a trip, but it can happen. With Travel Insurance though, you could be able to claim back certain expenses, like flights and accommodation, and put them aside for another day. How much and what you’re covered for, as well as the reasons for cancellation, can depend on your insurer and policy.

Loss of cash or travel documents

Depending on your policy, you may be able to get cover for stolen cash and replacement travel documents, like your passport. Exclusions, of course, may apply, so you may want to get familiar with the Product Disclosure Statement (PDS).

Travel delays

Delays can be costly, along with being annoying. However, Travel Insurance could cover you for a range of delays, like rescheduled flights and additional meals and accommodation, helping you get back on track to enjoy your trip to its fullest when the time comes.

Your Travel Insurance questions answered

What are the different types of Travel Insurance?

How much does Travel Insurance cost?

Does Travel Insurance cover all countries?

Does Travel Insurance cover COVID-19 (Coronavirus)?

What should I look for in a Travel Insurance policy?

What’s the difference between Travel Insurance and Flight Insurance?

What is ‘excess’ in Travel Insurance?

How do you make a Travel Insurance claim?

When should you buy Travel Insurance?

Which Travel Insurance Providers cover volcanic ash?

Can I extend my Travel Insurance if I prolong my trip?

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iSelect does not compare all travel insurers or policies in the market. Travel insurance is only available through our website and not all policies are available at all times or in all areas. Not all policies available from our partners are compared by iSelect and due to commercial arrangements and customer circumstances not all policies compared by iSelect will be available to all customers. Click here to view iSelect’s range of providers.

iSelect General Pty Limited ABN 90 131 798 126, AFS Licence Number: 334115. Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold.