Compare Health Insurance

Save time and effort by comparing a range of Australia's health funds with iSelect*

I need cover for…

Call 13 19 20 or Schedule a call

  • No additional cost to you
  • We can save you hours on research

*iSelect does not compare all providers or policies in the market and not all policies or special offers are available at all times, through all channels or in all areas. Not all policies available from our providers are compared by iSelect and due to commercial arrangements and customer circumstances, not all policies compared by iSelect are available to all customers.  Learn more.

Check out our range of private health funds*

View all of our partners

Health Insurance has changed

Private health insurance products are now tiered: Basic, Bronze, Silver, and Gold. Each tier covers a standardised set of clinical categories set by the government to make it easier to understand what you are covered for.

How users rated our service


Learn more about Private Health Insurance

Learn more about Private Health Insurance

Health Insurance Waiting Periods

A waiting period is the time you need to wait before you are allowed to make any claims for benefits on your cover through your health insurance fund. Waiting periods apply for new or increased levels of cover for both hospital and extras cover.

Hospital and Extras Cover

Private hospital cover is health insurance that covers your costs as a private patient while you are in hospital up to the MBS (Medicare Benefit Schedule) fee. Extras cover offers benefits for out-of-hospital treatments which may include dental, physiotherapy and optical.

Medicare Levy Surcharge (MLS)

Encouraging Australians to take out private hospital cover, the MLS is an additional 1% to 1.5% tax (on top of the standard 2% Medicare Levy) for those who earn above a certain income and don't have private hospital cover.

Health Insurance & Pregnancy

Thinking of starting a family? It may be worthwhile to learn about the benefits of having private health insurance during your pregnancy. Learn about what’s covered, as well as about important waiting period information in our helpful article.

Dental Cover

Avoiding the dentist because of the cost? With extras cover, part of the cost of dental treatments listed in your policy will be covered by your health fund. However, the dental procedures you’re covered for will depend on your fund and policy and are usually subject to an annual limit..

Family Health Insurance

Families come in all shapes and sizes. Finding a suitable health insurance policy for your family will depend on a variety of factors, including your budget and life stage. Being covered can give you peace of mind should the unexpected happen.

Switching Health Insurance

It's easy to consider changing health funds if you're unhappy with the service, but most people don't consider a regular policy review as their life progresses through different stages.

More Less

How you can compare health insurance with iSelect

How you can compare health insurance with iSelect

Step 1. Get acquainted

Share a few details about yourself and the type of private health insurance you're looking for.

How you can compare health insurance with iSelect

Step 2. Understand your options

We allow you to compare from our range of health funds* and filter your options based on what's important to you.

How you can compare health insurance with iSelect

Step 3. Get covered

Once you know you're making an informed choice, you can finalise and buy your health insurance through iSelect.

Health insurance comparison made easy

Easily compare, select and save on health insurance policies

Trusted by over a million Australians

We’ve provided over a million online health comparisons since 2015 and we’re still counting**

Our Health Insurance Price Promise

Buy your health insurance through iSelect with confidence. If you find the same policy on standard annual premium from the same insurer for at least $1 cheaper within 30 days after buying with us, we will give you a $500 eGift Card. T&Cs apply.

Trained consultants

Our consultants know their stuff. Their smarts, combined with our technology, means you'll get private health to meet your needs and budget, while getting to the heart of what’s important to you.

Your Health Insurance questions answered

What is private health insurance?

How does health insurance work?

What does private health insurance cover?

What is excess in health insurance?

What is the private health insurance rebate?

Do pensioners need private health insurance?

Does Medicare cover ambulance?

What does 'no gap' mean in health insurance?

What is 'extras' cover in health insurance?

What does private health insurance cover that Medicare doesn't?

You might be interested in...

LHC Loading

LHC Loading is also know as Lifetime Health Cover Loading and is an initiative brought in by the Federal Government in July 2000...

Read more

Ambulance Cover

Ambulance cover can be purchased from your state ambulance authority, or as part of your private health insurance. Learn how it...

Read more

Private Hospital Cover Tiers

In April 2019, private hospital cover policies were divided into four minimum standard tiers: basic, bronze, silver, and gold....

Read more

Finding Suitable Health Insurance

Finding suitable health insurance can sometimes be overwhelming. In this article we breakdown some sure-fire tips to help you...

Read more

Health Funds

In this article we discuss some of the private health funds on iSelect’s panel. Keep reading to discover which health fund may be...

Read more

*iSelect does not compare all health insurance providers or policies in the market. The availability of policies will change from time to time. Not all policies available from its providers are compared by iSelect and due to commercial arrangements, your stated needs and circumstances, not all policies compared by iSelect are available to all customers. Some policies and special offers are available only from iSelect’s contact centre or website. Click here to view iSelect's range of providers

**Based on iSelect data using Adobe Analytics Tracking Tool