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Compare and buy policies from some of Australia's leading health funds

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  • Find the right health insurance to suit your needs
  • Same price as buying directly from a health fund
  • Easily compare policy benefits side by side

Hit back before the health rate rise hits you

On April 1, health cover premiums are set to rise by an average of 3.95%. If you haven’t checked lately, you could be paying too much.

Check the average price increase since you joined

Which health fund are you currently with?

Select your current Health Fund

How many years have you been with them?

Choose number of years

Since you took out your policy, XXX average premiums have increased by

For example, if you were paying $1,000 per annum X years ago, you would now be paying $XXXX.
Based on average annual premium increases reported on Results indicative only & do not represent the actual increase for your policy while you’ve held it. Actual rate of increase for your policy will be different. Click for assumptions.

Assumes each increase was applied on 1 April of each year. This calculator does not take into account your actual premium or policy, any changes since you joined, any discounts, rebates, or lifetime health cover loading. Results therefore do not represent the actual increase for your policy during the time you’ve held it.

Learn more about Private Health Insurance

Learn more about Private Health Insurance

Health Insurance Premium Rate Rise

On the 1st of April each year, health insurance funds generally increase their premiums. These changes generally cover the growing costs and variations of services and claims, as well as any increase in the cost of medical treatments and medical technology. Read more

Switching Health Insurance

It’s easy to consider changing health funds if you’re unhappy with the service, but most people don’t consider a regular policy review as their life progresses through different stages. Read more

Medicare Levy Surchange (MLS)

Encouraging Australians to take out private hospital cover, the MLS is an additional tax (on top of the standard 2% Medicare Levy) for those who earn above a certain income and don't have private hospital cover. Read more

Health Insurance Waiting Periods

A waiting period is the time you need to wait before you are allowed to make any claims for benefits on your cover through your health insurance fund. Waiting periods apply for new or increased levels of cover. Read more

Hospital and Extras Cover

Private hospital cover is health insurance that covers your costs as a private patient while you are in hospital up to the MBS (Medicare Benefit Schedule) fee. Extras cover offers benefits for out-of-hospital treatments that commonly include dental, physiotherapy and optical. Read more

Pregnancy and Newborn Cover

Many people only begin looking for private health insurance once they’ve fallen pregnant and don’t realise that a waiting period may apply. If you arrange private health cover early, you’ll be able to serve your waiting period as soon as you begin planning for a family. This means by the time you actually need to use pregnancy and obstetrics services, you’ll be covered. Read more

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Comparing some of Australia's biggest private health funds

We compare plenty of policies across our range of health funds, so you can rest assured you're making the right choice.
While our range of health insurance policies is always growing, we don't compare all providers in the market.

View our health fund partners

Get the right health insurance with iSelect

  • Step 1. Get acquainted

    Provide us with a few details and the type of private health insurance you're after.

  • Step 2. Get fitted

    We'll go through your options, comparing the benefits available to you.

  • Step 3. Get covered

    Feel good in your choice, finalise and buy your cover with iSelect.

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Compare and buy health insurance policies

  • The right health insurance for you

    Our experts know their stuff. Their smarts, combined with our technology, means you get the right private health cover from the right health fund to meet your needs.  

  • We guarantee it

    If you find an identical health insurance policy cheaper after buying with iSelect, we'll give you a gift card worth 200% of the difference.  Terms apply.

  • We're number one

    Our strong partnerships with health insurance companies means we're the most visited private health insurance comparison site in Australia.*

*iSelect is Australia's #1 health insurance comparison site based on Hitwise data covering November 2015 to November 2016. More info

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Terms and conditions: * Offer valid on purchases made between 00.01 on 12 February 2018 to 23:59 on 4 March 2018 (AEST). Offer does not apply to Extras Only or Overseas Visitor’s Cover. You must hold your product for at least 30 days from date of purchase. Qualifying Customers will receive an email by 31 May 2018 with eGift card details. eGift card issued by Prezzee Pty Ltd and are subject to separate terms of use. Cannot be used with any other offer. Click here for full terms and conditions. We do not compare all funds in the market.