Compare Health Funds

Compare and buy policies from some of Australia's leading health funds

I need cover for…
X

Call 13 19 20 or Schedule a call

Price Promise

With our Price Promise, if you find an identical policy cheaper after buying with us, we'll give you a $500 eGift Card. Due to rounding, the price difference must be greater than $1.00. Other T&Cs apply.

Learn more about Private Health Insurance

Learn more about Private Health Insurance

Medicare Levy Surcharge (MLS)

Encouraging Australians to take out private hospital cover, the MLS is an additional tax (on top of the standard 2% Medicare Levy) for those who earn above a certain income and don't have private hospital cover.

Australian Government Private Health Insurance Rebate

Encouraging Australians to take out private hospital cover, this Australian Government initiative provides a rebate based on your income to help make private health insurance more affordable.

Lifetime Health Cover (LHC)

LHC encourages Australians to take out and maintain private hospital cover earlier in life by adding a 2% loading for any Australians who don't have private hospital cover before the 1st of July following their 31st birthday.

Health Insurance Waiting Periods

A waiting period is the time you need to wait before you are allowed to make any claims for benefits on your cover through your health insurance fund. Waiting periods apply for new or increased levels of cover.

Hospital and Extras Cover

Private hospital cover is health insurance that covers your costs as a private patient while you are in hospital up to the MBS (Medicare Benefit Schedule) fee. Extras cover offers benefits for out-of-hospital treatments that commonly include dental, physiotherapy and optical.

Health Insurance Premium Rate Rise

On the 1st of April each year, health insurance funds generally increase their premiums. These changes generally cover the growing costs and variations of services and claims, as well as any increase in the cost of medical treatments and medical technology.

Switching Health Insurance

It’s easy to consider changing health funds if you’re unhappy with the service, but most people don’t consider a regular policy review as their life progresses through different stages.

More Less

Comparing some of Australia's biggest private health funds

We compare plenty of policies across our range of health funds, so you can rest assured you're making the right choice.
While our range of health insurance policies is always growing, we don't compare all providers in the market.

View our health fund partners

Get the right health insurance with iSelect

Get the right health insurance with iSelect

Step 1. Get acquainted

Provide us with a few details and the type of private health insurance you're after.

Get the right health insurance with iSelect

Step 2. Get fitted

We'll go through your options, comparing the benefits available to you.

Get the right health insurance with iSelect

Step 3. Get covered

Feel good in your choice, finalise and buy your cover with iSelect.

How users rated our health insurance service

 

Health insurance comparison made easy

Compare and buy health insurance policies

The right health insurance for you

Our experts know their stuff. Their smarts, combined with our technology, means you get the right private health cover from the right health fund to meet your needs.

We guarantee it

You won’t find a better price by going direct to a provider on the health insurance policies that we sell. And with our Price Promise, if you find an identical policy cheaper after buying with us, we’ll give you a $500 eGift Card. Due to rounding, the price difference must be greater than $1.00. Excludes corporate offers. Other T&Cs apply.

We're number one

Our strong partnerships with health insurance companies means we're the most visited private health insurance comparison site in Australia.*

*iSelect is Australia's #1 health insurance comparison site based on Hitwise data covering November 2015 to November 2016. More info

You may be interested in...

Cut your cost of living expenses with these handy tips

Life’s exhausting when you’re a mum, right? With family, work and friends all wanting a piece of you, little wonder the last...

Read more

Extras cover when pregnant

When it comes to having a baby there are many benefits to taking out health insurance, and guess what? We’re not just talking...

Read more

What happens when you lodge a claim?

After you lodge a claim with your health insurer it can sometimes feel like you’re waiting for a bus to arrive, but you don’t...

Read more

Hospital and extras cover

There are many Aussies who don't fully understand what the phrase "hospital and extras" means in the context of their health...

Read more

Insurance waiting periods

Waiting periods protect you and your chosen health fund from consumers joining for financial gain, as this can lead to increased...

Read more
Feedback