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Check out our range of private health funds

iSelect does not compare all providers in the market or all policies offered by our partners in your area. Not all policies or special offers are available to all customers and some may only be available over the phone or on the website. Learn more.

How you can compare health insurance with iSelect

Get acquainted

Share a few details about yourself and the type of private health insurance you’re looking for.

Understand your options

We allow you to compare from our range of health funds and filter your options based on what’s important to you.

Get covered

Once you know you’re making an informed choice, you can finalise and buy your health insurance through iSelect.

Health insurance comparison made easy

Easily compare, select and save on health insurance policies

Over 2m online health comparisons

Aussies have made over 2.2m Health Insurance comparisons online with iSelect since 2018.

Our Health Insurance Price Promise

Buy your health insurance through iSelect with confidence. If you find the same policy on standard annual premium from the same insurer for at least $1 cheaper within 30 days after buying with us, we will give you a $500 eGift Card. T&Cs apply.

Trained consultants

Our consultants know their stuff. Their smarts, combined with our technology, means you’ll get private health to meet your needs and budget, while getting to the heart of what’s important to you.

How users rated our service

Learn more about Private Health Insurance

Health Insurance Waiting Periods

A waiting period is the time you need to wait before you are allowed to make any claims for benefits on your cover through your health insurance fund. Waiting periods apply for new or increased levels of cover for both hospital and extras cover.

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Dental Cover

Avoiding the dentist because of the cost? With extras cover, part of the cost of dental treatments listed in your policy will be covered by your health fund. However, the dental procedures you’re covered for will depend on your fund and policy and are usually subject to an annual limit.

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Hospital and Extras Cover

Private hospital cover is health insurance that covers your costs as a private patient while you are in hospital up to the MBS (Medicare Benefit Schedule) fee. Extras cover offers benefits for out-of-hospital treatments which may include dental, physiotherapy and optical.

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Family Health Insurance

Families come in all shapes and sizes. Finding a suitable health insurance policy for your family will depend on a variety of factors, including your budget and life stage. Being covered can give you peace of mind should the unexpected happen.

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Medicare Levy Surcharge (MLS)

Encouraging Australians to take out private hospital cover, the MLS is an additional 1% to 1.5% tax (on top of the standard 2% Medicare Levy) for those who earn above a certain income and don’t have private hospital cover.

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Switching Health Insurance

It’s easy to consider changing health funds if you’re unhappy with the service, but most people don’t consider a regular policy review as their life progresses through different stages.

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Frequently Asked Questions

Learn more about the different aspects of private health insurance, from hospital and extras cover, to waiting periods, rebates and surcharges.

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Health Insurance & Pregnancy

Thinking of starting a family? It may be worthwhile to learn about the benefits of having private health insurance during your pregnancy. Learn about what’s covered, as well as about important waiting period information in our helpful article.

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Your Health Insurance questions answered

What is Private Health Insurance?

How does Health Insurance work?

What does Private Health Insurance cover?

What is Excess and ‘the gap’ in Health Insurance?

What is the Private Health Insurance Rebate?

Do pensioners need Private Health Insurance?

Does Medicare cover ambulances?

What does ‘no gap’ mean in Health Insurance?

What is Extras Cover in Health Insurance?

What does Private Health Insurance cover that Medicare doesn’t?

How can I find the cheapest Health Insurance Policy in Australia?

You might be interested in…

iSelect does not compare all health insurance providers or policies in the market. The availability of policies will change from time to time. Not all policies available from its providers are compared by iSelect and due to commercial arrangements, your stated needs and circumstances, not all policies compared by iSelect are available to all customers. Some policies and special offers are available only from iSelect’s contact centre or website. Click here to view iSelect’s range of providers

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