Compare Australian Home Loans

We partnered with Lendi*. They help Australians compare home loans from over 35+ lenders and over 2500 home loan products.

  • Compare in 30 seconds
  • It won’t affect your credit rating
  • No additional cost to you

*iSelect does not arrange home loan products, but can refer you to Lendi who does provide such services and can help you compare home loan products. Lendi is a Credit Representative of Auscred Services Pty Ltd (Australian Credit Licence 442372). If you click through to the Lendi website and acquire a home loan through Lendi, iSelect earns a commission from Lendi.

What is a home loan and how does it work?

A home loan is a loan that’s taken out to cover the purchase of a property or land. When you take out a mortgage, you decide how much of the property value you want to borrow and you can generally choose the length of time it will run for.

Easily compare with iSelect & Lendi

Get acquainted

Tell our trusted partner, Lendi, a little about yourself and what you're looking for so you can be matched with the right loan for your specific needs and preferences.

Get fitted

Compare a range of home loan products from over 35+ lenders* online and the Lendi team of home loan specialists are there to answer all your questions.

Get sorted

All the heavy lifting is done for you! Once you've chosen a home loan, Lendi will support and guide you from application through to settlement.

We’ve partnered with Lendi, Australia's number one online Home Loan Service

First home buyer

I am a first home buyer. What are my options?
Lendi has a number of low rate home loan options suitable for first home buyers. Start comparing and find out if you qualify for a low rate home loan in seconds.

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Refinancing your home loan

Whether you want to reduce your monthly repayments, cut years off your loan, withdraw cash or consolidate debt, Lendi can help you refinance quickly and easily. To find a great rate simply answer a few quick questions.

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*iSelect does not arrange home loan products, but can refer you to Lendi who does provide such services and can help you compare home loan products. Lendi is a Credit Representative of Auscred Services Pty Ltd (Australian Credit Licence 442372). If you click through to the Lendi website and acquire a home loan through Lendi, iSelect earns a commission from Lendi.

Types of Home Loans

Variable rate home loans

With a variable rate home loan your repayments can increase or decrease in line with fluctuations in the official cash rate. This could mean your payments increase when interest rates are high, but also decrease when they’re low.

Fixed rate home loans

A fixed rate home loan allows you to lock in an interest rate on your loan (generally for 1 to 5 years). One of the benefits of this loan type is that it protects you against interest rate rises, however it also means you won’t benefit from drops in interest rates.

Interest-only home loans

With an interest-only home loan, for an initial set period your repayments will only cover the interest on the amount borrowed (the principal). This means that for this set period, your repayments don’t go towards the amount borrowed, and so it doesn’t reduce.

Refinancing your home loan

Refinancing is a great way to save on your home loan. Compare a range of home loan products to see if you can take advantage of a lower interest rate and save on your monthly repayments.

Your home loans questions, answered

What is a mortgage?

How do home loans work?

What are the different types of home loans that are available?

What is the interest rate on home loans?

How much can I borrow?

How do I calculate home loan repayments?

How do I pay off my mortgage faster?

How much is mortgage insurance?

What does becoming a guarantor involve?

What is the longest home loan term that you can get?

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*iSelect does not arrange home loan products, but can refer you to Lendi who does provide such services and can help you compare home loan products. Lendi is a Credit Representative of Auscred Services Pty Ltd (Australian Credit Licence 442372). If you click through to the Lendi website and acquire a home loan through Lendi, iSelect earns a commission from Lendi.

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