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Edited by

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Updated 11/01/2024
What changed?
Reviewed by Toby Hagon and expert tip added.
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Fact checked
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.
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Written by

Francis Taylor

Updated 11/01/2024

What changed?

Reviewed by Toby Hagon and expert tip added.
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.

Edited by

Laura Crowden

Reviewed by

Toby Hagon

Find out more about how we make money.

View our Privacy Policy.

iSelect does not compare all providers or policies in the market and not all policies or special offers are available at all times, through all channels or in all areas. Not all policies available from our providers are compared by iSelect and due to commercial arrangements and customer circumstances, not all policies compared by iSelect are available to all customers. Learn more.

What is Comprehensive Car Insurance?

Comprehensive Car Insurance can help cover the cost of repairs to your vehicle in the event of accidental damage, malicious damage, theft, fire, hail, and third-party damage – regardless of whose fault it is.

What does it cover?

Generally, Comprehensive Car Insurance can help cover the cost of repairing or replacing your car in the event of collision, accidental damage or weather damage.

What other extras can I get?

Windscreen & window glass cover

This type of add-on typically allows you to repair or replace your windows or windscreen when damaged once a year without paying an excess or for a reduced excess.

Roadside assistance

If you get into trouble, this could help with things like towing, lost keys, or dead batteries. Before you get stranded on the side of the road, make sure you understand what your policy does and doesn’t cover in this area. This can be found in the terms and conditions of your cover.

Hire car

If you are without your car during a claim, your policy might cover a hire car so you can still get around while you wait up to the timeframes allowed.

Value

This could include the ability to choose from an agreed value or market value if your vehicle is totalled or stolen and not recovered

Helpful Tip:

There can be big differences in the fine print of Comprehensive Car Insurance policies, so don’t treat your insurance policy as a one-time decision. And don’t just look at the price, because there can be many extras and benefits with a more expensive policy that could make it better value for you.

Toby Hagon

Motoring Journalist

Comprehensive Car Insurance explained, with iSelect.

Learn more about how Comprehensive cover works in this short video.

Your Comprehensive Car Insurance questions, answered

I already have Compulsory Third Party Insurance. What is the difference?

Does Comprehensive Car insurance cover theft and vandalism?

What other incidents might be covered by Comprehensive insurance?

What doesn’t it cover?

How much does Comprehensive Car insurance cost?

Can I list multiple drivers on a Comprehensive Car insurance policy?

Can Comprehensive Car insurance cover learner drivers?

Will it cover me for the damage or theft of personal items?

Will I get to choose my own hire car under Comprehensive Car insurance?

Get started on comparing car insurance policies!

Save time and effort by comparing a range of car insurance quotes with iSelect

iSelect does not compare all car insurers or policies in the market. The availability of policies may change from time to time. Not all policies available from iSelect’s providers are compared by iSelect and due to commercial arrangements, area or availability, not all policies compared by iSelect will be available to all customers. Some policies are available only from iSelect’s call centre or website. A number of our participating general insurance brands are arranged by Auto & General Services Pty Ltd ACN 003 617 909 on behalf of Auto & General Insurance Company Limited 111 586 353, both of which are related entities of iSelect Limited. Our relationship with those companies does not impact the integrity of our comparison service. Click here to view iSelect’s range of providers.

iSelect General Pty Limited ABN 90 131 798 126, AFS Licence Number: 334115. Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold that is a percentage of the premium or a flat fee. Ask us for more details before we provide you with any services.