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PD’s car insurance plans are simple and low cost yet value rich.
PD Insurance was established in Newcastle, NSW many years ago to shake up the car insurance industry and offer their customers some great deals.
PD Insurance has a simple mantra: low in cost, high in value.1 That’s why they offer low-cost car insurance for all kinds of cars and all kinds of people. Their comprehensive car insurance is their most popular policy because it balances a bevy of different features with a reasonable price.
PD Insurance offers car insurance that’s easy on the wallet and easy-to-follow. But on top of this, they also offer some pretty cool features.
Their optional extras—which we’ll look at in a bit more detail later—include things like an excess buster. This is a rarity among car insurers where you can pay a little bit extra on your premiums to get them to cover your standard excess once a year.
This makes PD a name to keep in mind for cost-effective car insurance. Heck, they even made it clear that they don’t charge extra for cars with darker colours—the kind more likely to get into an accident2 — just so long as you don’t have a custom paint job.3 Not too shabby at all!
You can expect the usual range of car insurance policies from PD Insurance. However, PD distinguish themselves with affordable rates and features that provide added protection.
|Excess Buster8||Instead of having to pay a Standard excess when you make a claim, PD will cover the cost once per year. Conditions apply.|
|Hire Car After Incident9||If you get into a collision or some other kind of insured incident, PD Insurance will pay for a hire car to help you get around. Conditions apply.|
|Vehicle Contents Cover10||Covers up to $750 if certain items inside your car—clothes, groceries, personal belongings—get damaged or stolen. Conditions apply.|
|Windscreen and Window Glass Replacement11||PD will cover up to $1000 in order to replace a damaged windscreen or window glass that can’t be repaired. Conditions apply.|
|24/7 Roadside Assist12||Exactly what it says on the tin: you’ll be able to call for PD’s roadside assistance at any time.|
All of these optional extras will cost a little bit extra on your PD Car Insurance policy. Have a good think about whether they suit your circumstances. Do you already have roadside assistance with someone else? Could you cover the cost of a replacement windscreen if worse came to worst—or would you rather have your insurer cover it?
PD Insurance is all about making the claims process simple and smooth. You can lodge your claim with them in a few, quick steps:13
Remember, if your car is stolen, you’ll also want to report this to the police ASAP. This will make the claims process go a lot easier and it might even help you get your car back.
1 pd.com.au - Homepage
2 pd.com.au - The Safest Car Colours
3 pd.com.au - 5 Car Insurance Myths You Should Stop Believing
4 pd.com.au - Third Party Property Insurance
5 pd.com.au – Third Party Fire & Theft
6 pd.com.au - Comprehensive Car Insurance
7 pd.com.au - Car Insurance For Fans PDS (Page 11-15)
8 As Above (Page 11)
9 As Above
10 As Above (Page 12)
11 As Above
12 pd.com.au - Third Party Property Damage Insurance
13 pd.com.au - Car FAQ (Claims | How do I file a car insurance claim?)