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It’s probably no surprise - given their name - that Budget Direct’s Car Insurance policies are tailored to those of us who are careful spenders and mindful savers!
Here are just a few reasons why Budget Direct may be a good choice for your Car Insurance (conditions may apply):
Like most insurers, Budget Direct Car Insurance offers three types of cover: Comprehensive Car Insurance, Third Party Property Only Insurance, and Third Party Property, Fire and Theft Insurance.
As well as offering good value, quality insurance in general, there are several features that help Budget Direct really stand out:
That’s quite a selection! Hopefully, these benefits will make your drives a little less stressful too.
Some benefits of Budget Direct Car Insurance:13
|Benefits||Comprehensive||Third Party Property, Fire & Theft||Third Party Property Only|
|Choice of Market Value or Agreed Value*||✓||X||X|
|‘Low Kilometres’ Policy option14||✓||X||X|
|Damage to Other People’s Property||up to $20M||up to $20M||up to $20M|
|Emergency Transport and Accommodation||✓||X||X|
|Hire Car Following a No Fault Accident||✓||X||X|
|Hire Car Following Theft||✓||✓||X|
|New Car Replacement||✓||X||X|
|Personal Effects (incl. Baby Capsule)||✓||X||X|
|Replacement of Stolen Keys||✓||X||X|
|Uninsured Motorist Damage||N/A||✓||✓|
*Eligibility criteria apply.
✔ Limits and conditions apply – please read the Product Disclosure Statement.
If you choose to take out a Comprehensive Car Insurance policy, Budget Direct Car Insurance offers many options (for an additional premium).
As with any Car Insurance policy, there will be certain exclusions that apply, so it’s worth reading the relevant Product Disclosure Statement to really get a hold of every tiny detail!
You’ve probably heard the term ‘excess’ before.
Simply put, an excess is the amount you must pay when you make a claim.
In some cases, you may have to pay more than one excess, which could include your basic excess, plus any additional excesses that apply.17
Your basic excess and the additional excesses will be shown on your Insurance Certificate.18 You can check exactly what those excesses will be before you take out your policy. If you make a claim, you’ll be told which excesses apply and when and how to pay them.
At Budget Direct, if the accident is deemed a no fault accident, then you may not have to pay any excess at all!19
When you’re taking out a Budget Direct Comprehensive Car Insurance policy, you may be asked if you want to increase or lower the excess on your policy.
If you opt for a higher excess, this can reduce the premium, but if you choose a lower excess, your premium could be higher. It's important to choose the excess you'll be comfortable to pay in the event of a claim, also taking into account any additional excesses that could apply.
When making a claim with Budget Direct, you may need to pay an additional excess if:20
Phew! That’s enough about excesses.
Paying for your Car Insurance premium is a total breeze with Budget Direct!
You can pay via direct debit from your bank account or credit card. Your payments can be made fortnightly, monthly, or annually.21
Keep in mind that if you choose to pay annually, you’ll pay a lower premium as you’ll avoid instalment processing fees!22
Good question! iSelect’s helpful team members are available to talk through your options and discuss what Budget Direct might be able to offer.*
Call today on 13 19 20, or begin our Car Insurance comparison process and review any eligible Budget Direct policies online.
1 Budget Direct - Our Awards
2 Budget Direct - Car Insurance Quotes
3 Budget Direct - Comprehensive car insurance, More ways to save
4 As above.
5 Budget Direct - Comprehensive Car Insurance
6 Budget Direct - Third Party Car Insurance
7 As above.
8 Budget Direct - Comprehensive car insurance, More ways to save
9 Budget Direct - Comprehensive Car Insurance, More reasons to choose us
10 As above.
11 Budget Direct - Comprehensive Car Insurance, What’s covered by Comprehensive Car Insurance?
12 Budget Direct - Comprehensive Car Insurance, Upgrade your comprehensive cover
13 Budget Direct - Car Insurance, Product Disclosure Statement - Part A, page 3.
14 Budget Direct – Comprehensive Car Insurance
15 Budget Direct - Comprehensive Car Insurance, Upgrade your comprehensive cover
16 As above.
17 Budget Direct - Car insurance excess
18 As above.
19 As above.
20 Budget Direct - Car Insurance Excesses, If I make a car insurance claim, what will the excess be?
21 Budget Direct – Paying for car insurance
22 Budget Direct - Paying for Car Insurance, Is it cheaper to pay my Car Insurance premium annually?