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What is Comprehensive Car Insurance?

Comprehensive Car Insurance can help cover the cost of repairs to your vehicle in the event of accidental damage, malicious damage, theft, fire, hail, and third-party damage – regardless of whose fault it is.1

What does it cover?

Generally, Comprehensive Car Insurance can help cover the cost of repairing or replacing your car in the event of collision, accidental damage or weather damage.

What other extras can I get?

Windscreen & window glass cover

This type of add-on typically allows you to repair or replace your windows or windscreen when damaged once a year without paying an excess or for a reduced excess.

Roadside assistance

If you get into trouble, this could help with things like towing, lost keys, or dead batteries. Before you get stranded on the side of the road, make sure you understand what your policy does and doesn’t cover in this area. This can be found in the terms and conditions of your cover.

Hire car

If you are without your car during a claim, your policy might cover a hire car so you can still get around while you wait up to the timeframes allowed.


This could include the ability to choose from an agreed value or market value if your vehicle is totalled or stolen and not recovered

Comprehensive Car Insurance explained, with iSelect.

Learn more about how Comprehensive cover works in this short video.

Your Comprehensive Car Insurance questions, answered

I already have Compulsory Third Party Insurance. What is the difference?

Does Comprehensive Car insurance cover theft and vandalism?

What other incidents might be covered by Comprehensive insurance?

What doesn’t it cover?

How much does Comprehensive Car insurance cost?

Can I list multiple drivers on a Comprehensive Car insurance policy?

Can Comprehensive Car insurance cover learner drivers?

Will it cover me for the damage or theft of personal items?

Will I get to choose my own hire car under Comprehensive Car insurance?