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Business insurance can provide coverage against some of the risks associated with running a carpentry business. From damaged machinery, to compensation claims due to creating a trip hazard on site, business insurance provides peace of mind.
Below are some of the business insurance products and coverage sections which may be relevant to carpenters and wood workers.
Public Liability insurance* is designed to help provide protection for you and your carpentry business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
As a carpenter you may work with sharp saws or wood-cutting machinery on-site or in a workshop.
Personal Accident and Illness insurance* can provide levels of cover for loss of income if you’re unable to work, permanently disabled or even die as a result of an unexpected injury or illness (even if it occurs outside of your employment).
Machinery breakdown insurance* helps cover the cost to repair or replace specified machinery following a breakdown.
Portable Equipment insurance* (also known as General Property insurance) helps cover for loss and damage to items of portable equipment associated with your carpentry business. This can include tools of trade and items of stock .
Tax Audit Insurance* helps cover businesses for specified costs in the event it’s selected by the Australian Tax Office for auditing. Policies can offer coverage for the costs of accountants and other nominated professional fees incurred in the course of an audit.
With iSelect & BizCover, you can compare business insurance policies to help find products for your carpentry business. Enjoy peace of mind knowing you have coverage should the unexpected happen.
Compare policies from our range of providers online, or call today on 13 19 20.
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording.
Last updated: 30/04/2020