Cleaning Business Insurance

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iSelect’s partnered with BizCover Pty Ltd to compare a range of small business insurers and policies in the market. Not all policies are available at all times or in all areas. Our advice on this website is general in nature and does not consider your situation or needs. Consider if any advice is appropriate for you before acting on it. Learn more.

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Updated 27/05/2020

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Updated 27/05/2020

Find out more about how we make money.

View our Privacy Policy.

Compare business insurance the easy way

We’ve partnered with BizCover to help you compare business insurance policies.

How could a cleaning business benefit from business insurance?
Which business insurance products could be relevant for cleaning businesses?
How much does cleaning insurance cost?
Compare business insurance products with iSelect and BizCover

How could a cleaning business benefit from business insurance?

As an owner of a cleaning business, you could be held liable for any accidents, damage or harm caused in the course of your business. Additionally, if your company owns cleaning equipment and a stock of cleaning chemicals, you may want to consider the cost to replace these items if they were stolen or damaged.

In short, business insurance could provide your cleaning business much needed peace of mind that you’re covered in the case of an insurable event.

Which business insurance products could be relevant for cleaning businesses?

Below is a list of some of products which may be relevant for your cleaning business. If you’d like to compare quotes for any of these products, you can easily do so online with iSelect and BizCover.

Public liability insurance for cleaners

Cleaning can be a risky business. A client could slip on a wet floor or trip over a vacuum cleaner. Cleaning chemicals could damage business equipment or permanently damage a floor or work station.

Public Liability insurance is designed to help provide protection for you and your cleaning business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.   

Portable Equipment or General Property Insurance

Portable equipment, or general property insurance, can cover specified items such as tools, cleaning equipment or electronic items.  You can generally chose between comprehensive cover which will usually include accidental damage cover or insured events cover (for events such as fire, theft by forcible entry, explosion or storm).

This could include coverage for vacuum cleaners, chemicals and sprays or other cleaning equipment used in your line of work.

Personal Accident insurance for cleaners

Subject to the terms and conditions of the policy, Personal Accident and Illness insurance can provide levels of cover for loss of income if you are unable to work, suffer permanent disablement or even death as a result of an unexpected injury or illness (even if it occurs outside of your employment).

If you were to fall while cleaning a staircase and dislocate your shoulder, you could make a personal accident claim if you have an appropriate insurance policy. Depending on the level of cover, you could receive a portion of your wage to help support you during your recovery.

How much does cleaning insurance cost?

As with most types of policies, the costs of taking out cleaning insurance will depend on the level of cover that you choose. Comprehensive protection could attract a higher premium, while basic packages may attract lower premiums.

Additionally, the type of cleaning work you perform may also affect the premium. For example, a sole trader doing domestic cleaning could pay less than a business that employs a large team that works in public areas.

Compare business insurance products with iSelect and BizCover

At iSelect we’ve partnered with BizCover to help small businesses find business insurance. If you’d like to compare products for your cleaning business, get started by comparing online or call our friendly team on 13 19 20.

Get started on comparing business insurance today!

We’ve partnered with BizCover to help you compare from a range of business insurance policies.

^As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document. The information contained on this webpage is general only and should not be relied upon as advice.

iSelect’s partnered with BizCover Pty Ltd (ABN 68 127 707 975: AFSL No.501769) to help you compare small business insurance policies. iSelect earns a commission from BizCover for every policy sold through the website or contact centre. iSelect and BizCover do not compare all providers in the market, or all policies offered by all providers. iSelect does not arrange policies from the providers we compare for you directly, but iSelect will refer you to our trusted partner, BizCover Pty Ltd who can.

Any advice provided on this website is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You need to consider if the insurance policy is suitable for you. Please read the Financial Services Guide before buying any insurance policy.