- Public Liability Insurance
- Professional Indemnity Insurance
- Tradie Insurance
- Cyber Liability Insurance
- Personal Accident Insurance
- Commercial Property Insurance
- Cafe & Hospitality Insurance
- Management Liability Insurance
- Plumbers Insurance
- Tax Audit Insurance
- Business Contents Insurance
- Consultants Insurance
- Pharmacy Insurance
Plumbers Insurance: Learn More About Business Insurance For Plumbers
Almost all businesses operate with some degree of risk and this includes plumbing. Some of these risks can include damaging your client’s property, accidentally hurting a member of the public due to a negligent activity, and or having your tools stolen.
Depending on the policy’s terms and conditions, business insurance can help cover your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business insurance package can also help cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.
In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.
What kinds of business insurance products may be relevant for plumbers?
There are several different business insurance products which could be relevant to a plumber or plumbing business. Below are just a few:
Public Liability Insurance:
Public Liability insurance* is designed to help provide protection for you and your plumbing business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.
It can help cover legal fees and compensation costs if a customer, member of the public, or a supplier claims against you for personal injury or damage to their property as a result of your alleged negligent business activity.
Portable equipment or general property insurance* can help cover specified items such as your plumbing tools, business equipment or electronic items.
Personal Accident and Illness insurance:
It’s no surprise that working as a plumber can pose risks to your physical body, potentially resulting in an injury which puts you out of work.
Personal Accident and Illness insurance* can help provide levels of cover should you become permanently disabled or pass away as a result of an accident. Cover can also include a weekly benefit for loss of income if you are unable to work as a result of an unexpected injury or illness (even if it occurs outside of your employment).
Accidents can happen even in the most professional and organised working conditions. Should the unexpected happen, this product can cover a portion of your salary** if you’re unable to work due to illness or injury.
Compare business insurance policies with BizCover & iSelect^
Looking for a business insurance policy for your plumbing business? At iSelect we’ve made it easy to compare^ business insurance policies from a range of providers, through our partnership with BizCover Pty Ltd. Get started comparing online or call 13 19 20.
^iSelect’s partnered with BizCover Pty Ltd (ABN 68 127 707975: AFSL No. 501769) to help compare small business insurance policies. iSelect earns a commission from BizCover for every policy sold through the website or contact centre. iSelect and BizCover do not compare all providers in the market, or all policies offered by all providers. iSelect does not arrange policies from the providers we compare for you directly, but iSelect will refer you to our trusted partner, BizCover Pty Ltd who can. Any advice provided in this article is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You need to consider if the insurance policy is suitable for you. Please read the Financial Services Guide before buying any insurance policy.
* As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information provided in this article is general only and should not be relied upon as advice.
**Maximum limits apply