Compare Home and Contents Insurance for Landlords

Save time and effort by comparing a range of home and contents insurance policies with iSelect*

  • No additional cost to you
  • We can save you hours of research
  • Gain greater peace of mind

*iSelect does not compare to all home and contents insurers in the market. The availability of policies may change from time to time. Not all policies made available from iSelect’s providers are compared by iSelect and due to commercial arrangements, area or availability, not all policies compared by iSelect will be available to all customers. See below for our range of home and contents insurers. Some policies are only available from iSelect’s call centre or online. Our advice on this website is of general nature and does not consider your situation or needs. Consider if any advice is appropriate for you before acting on it.

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So you want to be a landlord? Smart!

You’re probably thinking that investment properties can be a great way to earn extra money or help pay off a mortgage. You’re probably not thinking about what could happen if your tenants caused serious damage to your property, or suddenly abandon it, leaving you with the cost of removing their things and finding new tenants.

How to choose a Landlord Insurance policy

If you’ve read this far, you probably understand that not all landlord insurance policies are created equal. So before you commit, it’s a good idea to compare policies.

Landlord insurance explained, with iSelect.

Learn more about how Landlord insurance works in this short video.

Different factors can impact the cost of your policy. Before you get a landlord insurance quote, it may be beneficial to consider the following

Level of insurance

you may only decide to cover the risk of physical damage to your property. However if you’re furnishing the property, you might consider adding contents insurance to your policy. Keep in mind that items like carpets, curtains, and appliances are considered furnishings.

Location

If your property is located in an area with a lot of crime, or one that’s prone to flooding, it could impact the cost of your policy. You can call your local council to find out if your property is located in a flood, fire or cyclone zone

Pets

You could have the most responsible tenants in the world, but if they have a pet, the risk of damage goes up. So if you rent out a property and the owners have pets, it could impact the cost of your policy

Specific risks

if your property is at a higher risk for flooding, bushfires, or other disasters that can cause significant damage, your policy could be more expensive

Who is covered

Depending on your policy, you may be able to choose to cover just your tenants, or your tenants and their guests. If only your tenants are covered, any damage or theft by the people they invite into the home won’t be covered

Frequently Asked Questions

What is Landlord Insurance?

But my tenants pay a bond. How is this different?

How much can it cost?

What isn’t typically covered by landlord insurance?

What about short-term properties?

Does it differ by state?

How can I get the most out of my policy?

How to choose a Landlord Insurance policy

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