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Find Your Cover
Whoever you are, whatever car you drive, there’s an insurance policy for you.
Car-specific coverage
Car insurance for 4WDs
If off-roading isn’t in your calendar often, regular car insurance could be all you need to cover your four-wheel drive. But things can get more complicated if you’re looking to go off the beaten track.
Car insurance for imported cars
If your car has taken quite a journey to get to your garage, we’re sure you want to see it properly protected, including with insurance. But does going further afield for a car mean you’ll also need to go beyond the norm to get it insured?
Car insurance for modified cars
Whether you’re boosting your car’s performance or accessibility, any modification to a car can impact how you go about insuring it, including what your premium is.
Car insurance for luxury cars
For some drivers, a luxury car is one that’s the latest and greatest, while for others it’s about classic lines and vintage looks. Whichever camp you fall into, you’ll find some common ground in the quirks that come with insuring a less common car.
Multi-vehicle car insurance policies
If your home has more than one car under the roof, a multi-vehicle policy could be a way to streamline your household admin (and maybe even your premiums). But a multi-vehicle policy won’t necessarily be cheaper – you may find better value by shopping around for each individual car.
Classic and vintage car insurance
Whether it’s a limited build 90s Supra, a Stang from the 60s, or a pre-WWII Rolls-Royce, a classic or vintage car may require car insurance that’s in tune with its time-refined value.
Electric car (EV) Insurance
It’s no secret that electric cars have charged onto the automotive scene, with sales surging over the past years. But do you need specialised car insurance for your electric vehicle?
Performance car insurance
Yes, they’re fast and furious and nice to look at. But performance cars can end up costing you more in a few ways – and one of those ways is (you know it!) car insurance.
Tailored car insurance
Adding a learner driver to your policy
Learning to drive is stressful. At least car insurance can take some of the tension out of the learner driver’s (and your) hands. The trick is knowing how to add this new driver to your policy.
Car insurance for P-platers
If you’re new to driving on your own, it’s time to get familiar with car insurance. Whether you choose to purchase your own policy or jump onboard your family’s, there are plenty of important decisions to make.
Car insurance for young drivers
If you still need to rack up a few more kilometres on your own internal odometer, things can look a little different insurance-wise. But that doesn’t mean car insurance is more hassle than it’s worth.
Car insurance for first-time drivers
If you’re a first-time driver, car insurance might help you feel more comfortable behind the wheel, giving you some much-appreciated peace of mind. Plus, with a few tips, you could even tweak your premium so it doesn’t spook your wallet.
Car insurance for seniors
Getting older has a few advantages. As well as being able to order cheaper pub meals and get discount movie tickets, you can also benefit when it comes to your car insurance. Of course, it’s all a matter of being informed.
Car insurance for students
As a student with less experience behind the wheel, let’s just say you might end up learning a lesson or two about driving. Thankfully, those lessons might not be costly ones if you have the right kind of car insurance.
Car insurance for women
Women are largely considered safer drivers, and this can sometimes mean lower premiums. While there’s no women-only car insurance, you can tailor a standard policy with features that suit you and your lifestyle.
Compare car insurance for new cars
If you want to protect your new car, getting the right kind of car insurance is a pretty good start. Third-party policies are limited in what they cover, but comprehensive car insurance is a great option if you want maximum protection for your car.
Car insurance by state
Car insurance in New South Wales
New South Wales is a big place with plenty of roads, and plenty of drivers calling it home. As a result, it’s never a bad idea to brush up on your NSW car insurance knowledge.
Car insurance in Queensland
With so much land to get around, driving is all but a necessity in Queensland. And if you’re going to drive on Queensland roads – even if it’s just to work and back – knowing how car insurance works up north could come in handy.
Car insurance in Victoria
There’s plenty to distract Victorian drivers, whether it’s hook turns, avoiding trams, or the beauty of the Great Ocean Road. Being across car insurance in Victoria could save you from plenty of headaches in and out of the car.
Car insurance in the Northern Territory
From dust storms to an emu stampede, there’s plenty that makes driving in the NT an adventure. But every good adventurer knows that knowledge is power, and that includes knowing about car insurance in the NT.
Car insurance in South Australia
Being a proactive driver in South Australia is about more than organising a lift home after a trip to one of the state’s wine regions. Learn what to expect from your premium, what options you can pick from, and more.
Car insurance in Western Australia
In WA, driving can bring plenty of tricky situations. Understanding car insurance in WA could let you breathe a sigh of relief, whether you’ve gambled on getting to the next petrol station in time or had a merging mishap in Perth’s CBD.
Car insurance in the Australian Capital Territory
The ACT might be small compared to other states, but it still has plenty of car insurance quirks Canberrans will need to wrap their heads around.
Car insurance in Tasmania
Tasmania might sometimes feel left out from the mainland, but, just like other states, it has its own twist on car insurance. From the average premium to the areas where cars most often go missing, Tasmania has a unique car insurance landscape.
CTP insurance by state
CTP in the Australian Capital Territory
Confused about whether you need both CTP and Motor Accident Injuries (MAI) insurance? Well, the good news is, they’re one and the same. But are there any other ACT quirks that could trip you up when it comes to CTP?
CTP (Green Slips) in New South Wales
In New South Wales, CTP is known as a Green Slip. However, that’s not the only difference worth knowing when it comes to NSW and CTP in order to avoid some costly consequences.
CTP in the Northern Territory
The Motor Accidents Compensation Scheme (MAC Scheme) is the Northern Territory’s version of CTP. A change in name isn’t the only difference, though, when it comes to how the territory manages CTP.
CTP in Queensland
In Queensland, you’ll hear CTP and Motor Accident Insurance Commission (MAIC) talked about in the same breath. And when you’re thinking about CTP, this Queensland twist on how things are handled isn’t the only one the sunny state has in store.
CTP in South Australia
CTP can be a tricky beast – and that includes in South Australia. Where some states may have no-fault compensation, South Australia takes another route. So, what does that mean for you when you’re on the road?
CTP in Tasmania
Tasmania boasts some of the lowest CTP premiums in the country. But are there other surprises waiting for you in the world of CTP in Tassie?
CTP in Western Australia
Western Australia doesn’t do things by halves, and that includes CTP. They bundle it with Catastrophic Injuries Support (CIS) as part of a Motor Injury Insurance Policy, and all drivers need to get it. But what does that mean for you?
CTP in Victoria
In Victoria, you might hear people talk about CTP and the Transport Accident Charge (TAC). Handily, they’re one and the same. But every state treats CTP differently, and Victoria is no exception.
Types of coverage and how to pay
Short-term car insurance
Whatever your reason is for getting car insurance for a short time, the good news is you don’t have to go hunting for ‘short-term car insurance’ – a regular policy will do. But you might need to dive into the details and give things a closer look.
Paying for car insurance monthly
It may cost you more overall than paying annually but paying your car insurance premium by the month (or fortnight) works for some – especially if you want comprehensive cover but can’t pay for it in one lump sum.
Car insurance for high-risk drivers
Risk is what insurers consider when insuring someone. Driving offences, accident history, age, and gender all play a part in deciding your premiums. But even if you’re considered a high-risk driver, there are ways to shed the ‘high-risk’ tag.
Hail damage and car insurance
Who’s to argue with mother nature when she decides to pelt you with frozen droplets of water? The least you can do is run for cover. But it’s also worth making sure your car is covered when a hailstorm unleashes.
Car insurance for business and other uses
Business car insurance
Sometimes standard car insurance might not cut it for ridesharing or if you’re a tradie looking to cover their trusty ute. That said, it’s possible to get a policy that covers both private and business use.
Pay as you drive car insurance
This one goes by many names: ‘drive less pay less’, ‘pay as you go’, and ‘low-kilometres car insurance’. But the idea behind it is more or less the same: why pay for something that you don’t use as much?
Car insurance for rideshare drivers
If ridesharing is your gig, chances are you spend more time driving – and thus take on more risk – than the average motorist. So, it might be a good idea to consider car insurance with extra coverage to cover your back at all times.
Car insurance for non-owners
Fact: you don’t have to own a vehicle to be able to insure it. But before you decide to insure someone else’s car, you have to be sure about one thing – that you’re the primary driver.
iSelect General Pty Ltd (ABN 90 131 798 126. AFSL 334115) has partnered with Compare the Market (ABN 83 117 323 378. AFSL 422926) to compare a range of car insurers and policies. Not all providers in the market or all policies offered by the partners are compared and not all policies or special offers are available to all customers.
A number of our participating general insurance brands are arranged by Auto & General Services Pty Ltd ACN 003 617 909 on behalf of Auto & General Insurance Company Limited 111 586 353, both of which are related entities of iSelect Limited. Our relationship with those companies does not impact the integrity of our comparison service. Click here to view iSelect’s range of providers.
Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold that is a percentage of the premium or a flat fee. Ask us for more details before we provide you with any services.