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Updated 16/05/2024
What changed?
Reviewed by Dr Jill Gamberg and tip added, and referencing style updated.
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Fact checked
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.
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Written by

Francis Taylor

Updated 16/05/2024

What changed?

Reviewed by Dr Jill Gamberg and tip added, and referencing style updated.
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.

Find out more about how we make money.

View our Privacy Policy.

Check out our range of private health funds

iSelect does not compare all providers in the market or all policies offered by our partners in your area. Not all policies or special offers are available to all customers and some may only be available over the phone or on the website. Learn more.

Health Insurance for Cosmetic Surgery

In this page, we’ll look at Health Insurance for cosmetic surgery, including what types of surgeries may be covered by your Health Insurance policy, and whether you can choose a policy that covers plastic surgery.

Is cosmetic surgery covered by Medicare?

As cosmetic surgery treatments aren’t medically necessary, there are no Medicare benefits available for cosmetic surgery.

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Helpful Tip:

If your doctor recommends plastic surgery to address a specific health issue, then your insurance provider might be willing to cover you.  In addition, some medical conditions will be covered by Medicare and/or your health insurance, however others will not.

Providing evidence of your medical history and  the consultations related to your health issue can help when discussing coverage options with your health insurer.  Demonstrating why the procedure is medically necessary gives you a better chance of getting covered.

Dr. Jill Gamberg

GP and Lifestyle Coach

Frequently Asked Questions

What’s the difference between cosmetic and plastic surgery?

Can I get Private Health Insurance that covers cosmetic surgery?

What types of plastic surgery might be covered by my Health Insurance policy?

Do I need plastic and reconstructive surgery as part of my Health Insurance policy?

Which policies actually cover plastic and reconstructive surgery?

What else should I look for in a Health Insurance policy?

Can I change my health insurance cover to include plastic surgery?

How can I find a health insurance policy that covers plastic surgery?

Compare health insurance policies the easy way

Save time and effort by comparing a range of Australia’s health funds with iSelect

iSelect does not compare all health insurance providers or policies in the market. The availability of policies will change from time to time. Not all policies available from its providers are compared by iSelect and due to commercial arrangements, your stated needs and circumstances, not all policies compared by iSelect are available to all customers. Some policies and special offers are available only from iSelect’s contact centre or website. Click here to view iSelect’s range of providers