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Updated 04/07/2023
What changed?
Outlines the difference between medically necessary plastic surgery, and cosmetic surgery. Also included more information on excess, waiting periods and restrictions.
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Fact checked
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.
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Written by

Francis Taylor

Updated 04/07/2023

What changed?

Outlines the difference between medically necessary plastic surgery, and cosmetic surgery. Also included more information on excess, waiting periods and restrictions.
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.

Edited by

Laura Crowden

Find out more about how we make money.

View our Privacy Policy.

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Check out our range of private health funds

iSelect does not compare all providers or policies in the market and not all policies or special offers are available at all times, through all channels or in all areas. Not all policies available from our providers are compared by iSelect and due to commercial arrangements and customer circumstances, not all policies compared by iSelect are available to all customers. Learn more.

Health Insurance For Cosmetic Surgery

In this page, we’ll look at Health Insurance for cosmetic surgery, including what types of surgeries may be covered by your Health Insurance policy, and whether you can choose a policy that covers plastic surgery.

Is cosmetic surgery covered by Medicare?

As cosmetic surgery treatments aren’t medically necessary, there are no Medicare benefits available for cosmetic surgery.1Commonwealth Ombudsman – What is Plastic and Reconstructive surgery? 

Frequently Asked Questions

What’s the difference between cosmetic and plastic surgery?

Can I get Private Health Insurance that covers cosmetic surgery?

What types of plastic surgery might be covered by my Health Insurance policy?

Do I need plastic and reconstructive surgery as part of my Health Insurance policy?

Which policies actually cover plastic and reconstructive surgery?

What else should I look for in a Health Insurance policy?

Can I change my health insurance cover to include plastic surgery?

How can I find a health insurance policy that covers plastic surgery?

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Save time and effort by comparing a range of Australia’s health funds with iSelect

iSelect does not compare all health insurance providers or policies in the market. The availability of policies will change from time to time. Not all policies available from its providers are compared by iSelect and due to commercial arrangements, your stated needs and circumstances, not all policies compared by iSelect are available to all customers. Some policies and special offers are available only from iSelect’s contact centre or website. Click here to view iSelect’s range of providers