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Health Insurance Offers and Deals
Health Insurance Offers and Deals
Written by
Madeline Pettet
Edited by
Ellie Garran
Reviewed by
Andres GutierreziSelect does not compare all providers in the market or all policies offered by our partners in your area. Not all policies or special offers are available to all customers and some may only be available over the phone or on the website. Learn more.
Health insurance offers and deals for June 2026
New to health insurance or looking to switch health funds? Our latest private health insurance promotions are just another way we can help you save.
- Get 6 weeks free, and 2 and 6 month waiting periods for extras waived on eligible hospital + extras cover
- Offer ends 30/06/26
- T&Cs apply
- Get 6 weeks free, and 2 and 6 month waiting periods for extras waived on eligible hospital + extras cover
- Offer ends 26/07/26
- T&Cs apply
Check out our range of private health funds
Found the same policy cheaper?
We’ll give you a $500 Gift Card
When it comes to Health Insurance, we make a Price Promise to you: if, within 30 days after buying with us, you find the same policy with a lower standard annual premium from the same insurer, we’ll give you a $500 eGift card.
How do I choose a suitable health insurance provider?
Now they’ve got your attention with a sign-up bonus or offer, it’s time to see if that health fund can walk the walk as well as talk the talk. If they tick all your boxes, it could be a match made in health insurance heaven.
Do they have policies that match your needs?
If your health insurance is a poor fit, you might as well not have it at all. A good fit is a policy that covers your health needs here and now (with a little wiggle room for any future plans, like having kids).
If you’re young, fit, and healthy, you might only want a lower-tier hospital policy just in case. A few basic extras, like general dental and optical, could be the preventative health care cherry on top.
For older folk who suspect some hospital stays in the near future, you might want to take out a higher level of hospital cover. You might want your extras a little more fleshed out, too.
Could they help you save at tax time?
Tax time is hardly exciting (excluding those EOFY deals), but your health insurance could give you a spring in your step come July. Depending on your taxable income and the hospital policy you choose, your health insurance could mean you don’t have to worry about paying the Medicare Levy Surcharge.
How do they look after their members?
Sign-up deals are just the tip of the iceberg when it comes to private health insurance and customer service in Australia. For instance, take a look at which hospitals and providers they have agreements with to help limit your out-of-pocket costs. Even looking at how easy it is to make a claim and check your annual limits could help you make your decision.
Helpful tip
Don’t forget you can share policies with your partner or family. But if someone has different health needs, you can always stick to individual policies, too. You might even find you’re each better off with separate health funds (and can make the most of different health insurance offers!).
Andres Gutierrez
General Manager – Health
What are other tips to help save on my health insurance?
Health funds offer deals to attract new members, but short-term promotions aren’t the only way to help save on your health insurance.
Choose a policy ahead of your 31st birthday
If you purchase and hold hospital cover before you turn 31 (technically, 1 July after your 31st birthday), you’ll avoid the Lifetime Health Cover (LHC) loading. If you miss that cut-off and get hospital insurance later, you’ll have an extra 2% to pay on your premium for every year you’re over 31. And that loading maxes out at an extreme 70%.
Claim the private health insurance rebate
Did you know the Australian Government might help pay for your health insurance? The private health insurance rebate is income-tested, so you’ll need to earn under a certain threshold. But if you’re eligible (and have an eligible hospital and/or extras policy), you can claim the rebate up-front on your policy premiums or as part of your tax return.
Make the most of your extras
Many extras options make it easier to be proactive about your health, so getting bang for your buck means using those extras. Aiming to use your extras more regularly will also help you see if there is any fat you can cut from your policy. If you aren’t using it, it’s time to lose it!
Compare policies regularly
Setting and forgetting can mean you could be missing out on possible savings. Make a date with yourself to regularly review your health insurance to make sure it’s still a good fit. After all, everyone’s health needs change over time. And you might even have new family members to add to the policy.
Compare health insurance policies the easy way
Save time and effort by comparing a range of Australia’s health funds with iSelect
Health Insurance & Tax
Tax Implications on Health Insurance
How to save on Health Insurance
About the Medicare Levy Surcharge
About the Life Time Health Cover Loading
Government Rebate & Means Testing
iSelect does not compare all health insurance providers or policies in the market. The availability of policies will change from time to time. Not all policies available from its providers are compared by iSelect and due to commercial arrangements, your stated needs and circumstances, not all policies compared by iSelect are available to all customers. Some policies and special offers are available only from iSelect’s contact centre or website. Click here to view iSelect’s range of providers