Travel Insurance for Singapore
Travel Insurance for Singapore
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Do I need Travel Insurance for Singapore?
While Travel Insurance isn’t a requirement for visiting Singapore, it can protect you against unforeseen medical costs. The Australian Government recommends all travellers to Singapore purchase comprehensive insurance to cover overseas medical costs. You might also find Travel Insurance useful if you have to deal with unexpected hassles like trip cancellation, travel delays or lost luggage.
According to the 2023 Global Peace Index, Singapore is ranked fourth in the world for safety and security, so it’s unlikely you’ll be affected by violent crime.1Institute for Economics and Peace – Global Peace Index 2023, p12 Petty crime does occasionally occur in tourist areas, and property rental scams have been reported.
Singapore also experiences high numbers of dengue cases, so it’s important to keep this in mind when travelling there and to pack some mosquito repellent!
Do I need a visa for Singapore?
All visitors need a passport with at least six months validity to enter the country. For short trips, Australian citizens don’t need a visa. On entry, you should be granted a Short-Term Visit Pass. The duration of the pass is at the discretion of the immigration officer upon your arrival, but it’s usually between 14 and 30 days. It’s also possible to apply to extend it, depending on your circumstances.
How much does Travel Insurance cost for Singapore?
Prices vary, but as of 2024, Travel Insurance for a week in Singapore typically starts as low as $35. If you’re going on a cruise, that will increase the cost. Your premiums will likely be higher if you’re older or have any pre-existing medical conditions.
Will I be covered for COVID-19?
Many Travel Insurance policies include COVID-19 benefits, but the extent of the coverage can vary between different insurers and policies. If you’re diagnosed with COVID-19 after you take out insurance, your Travel Insurance could pay for your medical treatment and even the cost of quarantining, cancelling your trip or cutting it short.
Which activities in Singapore might I want coverage for?
Dining on hawker food
Singapore is famous for its hawker stalls, with an incredible array of mouth-watering dishes. These street stalls are generally focused on maintaining good food hygiene practices, but the odd incident can happen. Travel Insurance could come in handy if you get sick.
Swimming or skydiving at Sentosa Island
On the luxury resort island of Sentosa, just off the coast of Singapore, there are plenty of unique things to do. You’ll find bungee jumping and a giant swing, just as a start. Many comprehensive Travel Insurance policies automatically cover these sports (but charge extra for skiing and snowboarding). Check your policy’s Product Disclosure Statement (PDS) for all the details.
Exploring the family-friendly theme parks
Singapore is home to several theme parks, including Universal Studios Singapore, Adventure Cove, and Wild Wild Wet. Singapore is very safety conscious, so equipment and rides are usually well maintained, but it’s always best to be prepared with appropriate Travel Insurance in case of a rare accident.
Getting the full Formula 1 experience
For those with a need for speed, a Singapore highlight is an F1 street circuit driving experience. There’s the option to drive yourself or have a professional driver whisk you around Singapore’s F1 track in a Ferrari, McLaren or Lamborghini. Rental car excess is an optional add-on with many Travel Insurance Policies.
What does Travel Insurance cover in Singapore?
Along with the usual travel mishaps like delays and lost luggage, there are some specific reasons to consider Travel Insurance when visiting Singapore.
Medical costs
Healthcare is relatively affordable for Singapore citizens and permanent residents, but it’s a bit more expensive for visitors. For example, outpatient consultation fees for non-residents can range from SG$100 to 200, while an emergency room visit will cost you at least SG$150. Travel Insurance can cover the cost of treatment if you become ill or injured while travelling, from food poisoning to traffic accidents.
Personal liability
If you injure someone or damage property while you’re in Singapore, this cover can help with unexpected costs.
Rental vehicle excess
If you choose a policy that includes rental vehicle excess cover, you’ll be protected in the unlikely event that you damage your rental car. This also means you may not need to take out additional insurance from the car rental company to reduce the excess.
What won’t Travel Insurance cover in Singapore?
Elective medical treatments and cosmetic surgery are unlikely to be covered in Singapore.
Also, your Travel Insurance is usually voided for alcohol or drug-related incidents. Singapore has some of the strictest anti-drug laws in the world, including for cannabis.
Where can I find and compare Travel Insurance?
Finding an appropriate policy for your Singapore trip can be a time-consuming distraction from all that exciting travel planning. At iSelect, we make it easy for you to compare Travel Policies side by side. Try it out now.