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Travel Insurance for Singapore
Travel Insurance for Singapore
Written by
Rachel Gregg
Edited by
Ellie Garran
Reviewed by
Adrian BennettEasily compare Travel Insurance
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Do I need travel insurance for Singapore?
Long story short
Travel insurance is a must-have for Singapore
You need travel insurance for entry, but it can also help save you from high medical bills and unexpected travel hiccups.
Singapore is one of the safest countries for travellers
Singapore sits fifth on the 2025 world ranking in terms of safety, but petty crime can still occur, so make sure your travel insurance has you covered.
You don’t need a visa, but you do need a ticket home
You won’t have to fill out any visa applications for a short stay, but you will need a valid passport and a ticket home (or proof of continued travel).
Do I need travel insurance for Singapore?
Travel insurance is a requirement for visiting Singapore. So if you want to make it further than the tarmac, it’s important to have a policy ready before jetting off. And it isn’t just Singapore that says so; the Australian Government also strongly recommends getting comprehensive travel insurance before setting foot overseas.
Healthcare is relatively affordable for Singapore citizens, but it doesn’t come so cheap for visitors. Outpatient consultation fees for non-residents can range from around AUD 145 to 270, while an emergency room visit will set you back at least AUD 185.1Singapore General Hospital – Outpatient Charges. Currency converted August 2025. Since Australia doesn’t have any reciprocal healthcare agreements with Singapore, those bills will be all yours. Having a travel insurance policy isn’t just about meeting entry requirements; it can also save you from unexpected bills that try to put a damper on your trip.
What popular activities in Singapore can travel insurance cover?
Dining on hawker food
Singapore’s hawker stalls are world famous, with an incredible array of mouth-watering dishes. These street stalls are generally focused on maintaining good food hygiene practices, but the odd incident can happen. If you get unlucky, travel insurance could come in handy to cover the cost of a foodie adventure gone wrong.
Swimming or skydiving at Sentosa Island
On the luxury resort island of Sentosa, just off the coast of Singapore, there are plenty of unique adventure-filled activities. You’ll find bungee jumping and a giant swing, just as a start. Many comprehensive travel insurance policies cover these sports (but you’ll need extra adventure coverage for zip lining and skydiving). Make sure to check your policy’s product disclosure statement (PDS) so you’re clear on what’s covered before taking the leap.
Exploring the family-friendly theme parks
Singapore is home to several theme parks, including Universal Studios Singapore, Adventure Cove, and Wild Wild Wet. While Singapore theme parks are as safe as they come, accidents (as rare as they are) can happen. It’s always best to be prepared for any accident with appropriate travel insurance, so you can focus on the rollercoasters instead of the risks.
Hike Singapore’s scenic jungles
Just north of Singapore’s city is MacRitchie Reservoir, a calming jungle scene. As well as strolling along the water’s edge, you can also rent kayaks to enjoy the views from the water. Either way, you’ll see heaps of wildlife, including long-tailed macaques and huge monitor lizards. Make sure that your insurance covers kayak activities, or that you have coverage in case you need to make a trip to the nearest hospital.
‘Forget fine dining, Singapore’s real magic is in its hawker centres. Head to Maxwell Food Centre or Lau Pa Sat, grab whatever stall has the longest line (locals know best), and tuck into some seriously good food. Don’t stress about where you sit! Hawker centres are casual, so just grab a spot and dig in. Want to try chili crab? Ask around for fresh, sweet crab and plenty of steamed buns.
Once you’ve had your fill, wander over to Bugis Street Market. It’s packed with bargains on clothes, quirky bags, and souvenirs you won’t see back home. I found a skirt with the loveliest fabric there. There are loads of stalls, so take your time and practise those haggling skills.’
Tina Sendin
Digital Writer, iSelect
What does travel insurance for Singapore typically cover?
Medical costs
Travel insurance can cover the cost of treatment if you become ill or injured while travelling, with some dental cover thrown in.
Personal liability
If you injure someone or damage property while you’re in Singapore, this cover can help with unexpected costs.
Rental vehicle excess
In the unlikely event that you damage your rental car, this could cover you for excess payments.
Cancellations and travel delays
If you have to cancel your trip last minute or a prepaid tour gets called off, you could get the costs covered by your policy.
Medical tourism
Elective medical treatments and cosmetic surgery are unlikely to be covered in Singapore.
Bags left unattended
If you leave your bags or personal belongings in a public space and they’re stolen, your policy probably won’t cover it.
Undeclared pre-existing conditions
If you have a pre-existing medical condition and don’t make it known to your insurer, any related claims could be rejected.
Drug or alcohol-related claims
Travel insurance is usually voided for alcohol or drug-related incidents.
Medical costs
Travel insurance can cover the cost of treatment if you become ill or injured while travelling, with some dental cover thrown in.
Personal liability
If you injure someone or damage property while you’re in Singapore, this cover can help with unexpected costs.
Rental vehicle excess
In the unlikely event that you damage your rental car, this could cover you for excess payments.
Cancellations and travel delays
If you have to cancel your trip last minute or a prepaid tour gets called off, you could get the costs covered by your policy.
Medical tourism
Elective medical treatments and cosmetic surgery are unlikely to be covered in Singapore.
Bags left unattended
If you leave your bags or personal belongings in a public space and they’re stolen, your policy probably won’t cover it.
Undeclared pre-existing conditions
If you have a pre-existing medical condition and don’t make it known to your insurer, any related claims could be rejected.
Drug or alcohol-related claims
Travel insurance is usually voided for alcohol or drug-related incidents.
How much does travel insurance cost for Singapore?
Prices vary, but as of August 2025, comprehensive travel insurance for a week in Singapore could cost you around $97, while a basic policy could be closer to $46.2Indicative pricing based on a 30-year-old solo traveller with no extra coverage needed. Comparison conducted via the iSelect website, August 2025. If you’re planning on taking a cruise that stops in Singapore, you’ll need extra cover, which could more than double the cost of your policy.
The exact price depends on you and your trip. Age, pre-existing medical conditions, and your itinerary all play a role in shaping your premium.
Singapore travel tips
Safety
Singapore ranks fifth in the world for safety on the 2025 Global Peace Index, so violent crime is rare. That said, tourist areas can attract pickpockets, thieves and scams (like dodgy rental listings), so it’s still important to be vigilant. On the health side, Singapore experiences a high number of dengue cases, so make sure to pack some mosquito repellent! Some medications also need approval before being brought in, so check the rules before packing.
Visas
Australians can enter visa-free for up to 90 days with a valid passport (six months’ validity minimum) and proof of onward travel or a ticket home. On entry, you should get a short-term visit pass. Depending on your circumstances, it can be possible to apply to extend it.
Local laws
Singapore has some of the strictest anti-drug laws in the world, including for cannabis. It’s illegal to have drugs in your system, and you can even be charged for having used drugs outside of Singapore. You’ll also find that what are minor offences in Australia are treated more strictly in Singapore, like smoking in public, littering, and jaywalking. Shoplifting is also a serious crime in Singapore, with jail time even for low-value items being shoplifted.
Climate
Like the rest of the world, Singapore can be affected by severe weather, including rainstorms. It has two monsoon seasons, one from December to March and the other from June to September. During these months, you can expect strong winds and heavy rain. While earthquakes aren’t common in Singapore, they are in surrounding regions, which can cause travel disruptions. Since it’s a major transport hub, events like volcanic ash in the region can delay flights. Travel insurance can help with this!
Frequently asked questions
Which companies offer travel insurance for Singapore?
You’ll find as many travel insurers as there are hawker stands in Singapore. So whether you’re after certain add-ons or just want basic cover, there are plenty of insurers to choose from.
Some insurers that iSelect can help you compare include:
- Fast Cover
- Huddle Insurance
- Insure4less
- InsureandGo
- ReadySet Travel Insurance
- Southern Cross Travel Insurance
- Tick Travel Insurance
- Travel Insurance Saver
- Travel Insuranz
- Travel Protect
- WAS Insurance
- World2Cover
- Zoom Travel Insurance
Other travel insurers in the market include:
- 1Cover
- Allianz
- Blue Insurance
- Budget Direct
- Bupa Travel Insurance
- Cover-More
- Everyday Travel Insurance
- Medibank
- Nib
- RACV Travel Insurance
- Travel Insurance Direct
Note: iSelect does not compare all travel insurance providers in the market, or all products offered by our partners in your area.
What travel insurance do I need for Singapore?
The type of travel insurance you need really depends on how you travel and what matters most to you. For travellers on a tight budget, a medical-only policy might appeal to you. This will likely be the most cost-effective option, but it won’t leave you completely unprotected insurance-wise. But if your itinerary is filled with lots of expensive tours, hotels, or flights, a comprehensive policy could save you big time if cancellations or delays start to domino. Whatever option you choose, make sure it ticks all your boxes and fits your travel style.
Does travel insurance for Singapore cover COVID-19?
Most travel insurance policies include COVID-19 benefits, but what exactly is covered can differ. If you test positive for COVID-19, your policy could cover your medical or quarantine costs, and the costs of cancelling or cutting your trip short. Just make sure to read the fine print in the product disclosure statement (PDS) so you know exactly what you’re covered for.
Get travel insurance for Singapore without the stress
From searching for the best spot for chilli crab to the perfect rooftop pool, you’ve got better things to do than spend hours dealing with travel insurance. With iSelect, you can quickly compare travel policies side by side from a range of providers to find one that fits your travel plans. Then it’s back to finding your next hawker stand ‘fit.
Easily compare Travel insurance quotes
Save time and effort by comparing a range of travel insurance policies with iSelect
iSelect does not compare all travel insurers or policies in the market. Travel insurance is only available through our website and not all policies are available at all times or in all areas. Not all policies available from our partners are compared by iSelect and due to commercial arrangements and customer circumstances not all policies compared by iSelect will be available to all customers. Click here to view iSelect’s range of providers.
iSelect General Pty Limited ABN 90 131 798 126, AFS Licence Number: 334115. Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold.