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Insure4less Travel Insurance
Insure4less Travel Insurance
Written by
Rachel Gregg
Edited by
Laura Crowden
Reviewed by
Adrian BennettEasily compare Travel Insurance
Save time and effort by comparing a range of travel insurance policies with iSelect
Long story short
Insure4less keeps cover flexible
Insure4less is an Aussie insurer with over 40 years of experience, which means you can find simple, reliable cover backed by Lloyd’s of London.
24/7 help for emergencies when you need it
Get the urgent help you need overseas in a medical emergency with Insure4less’ 24/7 emergency assistance line, available with all travel insurance policies.
Travel insurance that suits your trip
Insure4less has a range of travel policies for your trip, so you’ll be able to find a level of protection that ticks all your boxes.
Who is Insure4less?
Insure4less is an Aussie-based travel insurance provider that brings a no-fuss approach to cover. If you’re heading off on a gap year, or booking an overseas getaway, they have a range of policies across most destinations worldwide. Just make sure to include any stopovers longer than 48 hours, not just your headliner stops.
With more than 40 years in the travel insurance field, Insure4less has helped over two million travellers find peace of mind on their holidays. Their policies are issued by Chase Underwriting Solutions, an Australian Financial Services Licensee backed by Lloyd’s of London, so you know your holiday is in good hands. With Insure4less on your side, you’re getting local service with global support, so you can travel smart, not stressed.
What makes Insure4less special?
24/7 emergency assistance
Whether you suddenly get sick or injured in the middle of your overseas adventure, Insure4less policyholders can get the help they need. Their round-the-clock emergency support is powered by one of the world’s top travel insurance assistance teams.
Cover for 150 sports and activities
Planning on parachuting or swimming with sharks? Across their policies, you’ll find that Insure4less will cover you for around 150 sports and activities. So, you can holiday your way and stay protected while you’re at it.
10-day claim guarantee
When hiccups hit your wallet overseas, Insure4less promises to pay all valid claims (with all the paperwork sorted) within 10 business days. So, you’ll only have to feel out of pocket for a handful of days.
What type of travel policies does Insure4less offer?
Insure4less offers a range of policies for your upcoming trip, with three options for both single-trip and annual multi-trip holidays.
Medical-only
If you don’t have a big travel fund to start with but don’t want to travel without insurance at all, a medical-only policy could be a smart compromise. This type of policy keeps your budget in check while providing essential protection. Insure4Less’ medical-only travel insurance policies will usually cover the bare essentials with unlimited overseas medical expenses.
Standard
If your budget has a little more wiggle room, Insure4Less’ standard travel insurance policies can offer you a bit more coverage than the essentials. These policies will usually include things like unlimited medical costs, and more standard travel inclusions, like cancellation costs, and cover for lost or stolen bags.
Comprehensive
If you want protection for the whole works, an Insure4Less comprehensive policy could be what you’ve been looking for. These policies usually include standard benefits but add in things like travel delay costs, stolen cash or travel documents, rental car excess and more.
Can I access my account online?
Yes, Insure4less have an online hub, so you can log in online to change your personal details or make any updates to your payment anytime, anywhere.
Helpful tip
Got more than one overseas trip planned this year? Instead of taking out a new policy for each trip, you might find that a multi-trip annual policy could be your ticket to simple travel insurance coverage. Choosing a multi-trip policy can take an extra thing off your to-do list and gives you the same level of protection no matter where you travel. Just make sure each holiday fits within the trip length limit, usually 30, 45 or 60 days depending on your policy.
Adrian Bennett
General Manager for General Insurance
Frequently asked questions
How does my excess work?
Excess is the small portion you’ll need to pay when you make a claim. It lends a hand to your travel insurer and makes sure you don’t go claiming for every little thing that comes up, just those big-ticket items.
At Insure4less, you’ll need to pay an excess per person per event. Unlike some other insurers that offer a flexible excess amount, Insure4less only offers a standard $200 set price.
How do I make a claim?
If you need to make a claim, you can either log in online and submit a lodgement with all your supporting documents, or you can call up. If you choose to call to submit your claim, make sure you call the right number, depending on whether you’re in Australia or still overseas.
If you prefer pen and paper, you can download an insurance claim form online and either email it or send it by post.
How can I pay my bill?
You can pay your Insure4less policy premium bill by credit card, or you can set up a direct deposit.
Find travel insurance that can keep up with your itinerary
Got a big trip you’re counting down to? Sorting out your insurance early on (like just after you book your flights) means that you can be covered from the get-go. So, if your bags get lost on a connecting flight, or you have to cancel your trip entirely a month beforehand, travel insurance will have your back.
Start comparing from a range of travel insurance policies and providers with iSelect, so you can focus on more important things, like your list of souvenirs to bring home.
Easily compare Travel insurance quotes
Save time and effort by comparing a range of travel insurance policies with iSelect
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iSelect General Pty Limited ABN 90 131 798 126, AFS Licence Number: 334115. Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold.