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InsureandGo Travel Insurance
InsureandGo Travel Insurance
Written by
Rachel Gregg
Edited by
Laura Crowden
Reviewed by
Adrian BennettEasily compare Travel Insurance
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Long story short
Travel insurance for every generation
Travel doesn’t stop just because of age, so InsureandGo Australia offers policies for travellers up to 100 years old.
An award-winning insurer
InsureandGo has awards like ’Best Senior Travel Insurance’ and trusted brand awards so you know their policies are as reliable as their service.
Discounts for seniors
If you’re over 64 and hold a valid senior’s card, you could score an added discount on your travel policy with InsureandGo.
Who is InsureandGo?
InsureandGo has been making travel insurance simple and reliable for all kinds of holidays. InsureandGo is a part of Europ Assistance, helping millions of customers for over 50 years.
With coverage available for those up to 100 years old and consideration for a variety of pre-existing conditions, InsureandGo tailor their policies so you can find the best fit. They also offer a range of additions and considerations to make sure each policy matches your adventure, whether that be a quick interstate trip, a relaxing cruise, or an adrenaline-filled expedition across multiple countries.
Why consider InsureandGo for travel insurance?
Whatever kind of holiday you’re planning, InsureandGo has a range of policies to cover your needs. So, whether you’re chasing sunsets on a cruise or testing your courage with some thrill-seeking activities like jet skiing or scuba diving you can enjoy every moment without having to worry about the ‘what if’s’.
24-hour emergency line
Get help right when you need it, no matter your time zone, with InsureandGo’s 24-hour emergency assistance phone line.
Cover for travellers up to 100 years old
Travel has no age limit which is exactly why InsureandGo offer selected policies for travellers up to 100 years old for peace of mind during your trip.
Award-winning travel insurance
InsureandGo has a shelf of awards to back up its high-quality service, with awards like ‘best senior travel insurance’ and trusted brand awards.
Consideration for pre-existing conditions
InsureandGo considers a range of pre-existing conditions without medical certificates needed upfront. However, not all medical conditions will be approved.
Pensioner discounts
If you’ve got a senior membership card and you’re over 64, you could get a nice little discount for your insurance to put back into your holiday fund.
What types of policies does InsureandGo offer?
Everyone travels differently so why box yourself into one policy? InsureandGo understands what holidaymakers need with different levels of coverage and options of protection against what’s relevant to you. This could be more baggage protection for all your travel tech, COVID-19 protection, winter sports cover, and more.
Cruise travel insurance
If you’re planning to sail the high seas, cruise travel insurance will have you covered for missed departures or medical expenses and even cabin confinement at sea. Perfect if you want to make sure it’s only smooth sailing ahead.
Single-trip travel insurance
This is for singles, couples or family trips that are spending their time exploring one destination, for business or pleasure. This policy handles things like delays, lost baggage, overseas medical costs and more. It can cover both international or domestic trips.
Annual multi-trip travel insurance
For frequent flyers, multi-trip coverage is a cost-effective option that covers you across a 12-month period. So, if you’ve got some month-long trips planned throughout the year you won’t have to buy an individual policy for each and every trip.
Helpful tip
Did you know that some countries have reciprocal healthcare agreements with Australia. This means you could be subsidised for essential care services through Medicare. Just have your Medicare card handy if you’re travelling to Belgium, Finland, Italy, Malta, the Netherlands, New Zealand, Norway, Ireland, Slovenia, Sweden or the UK. Then if something does happen, you’ll be able to get subsidised treatment for urgent care.
While this is great, it won’t cover you for additional treatment fees, medication, a medical escort to accompany you back to Australia or unforeseen accidents. This is why it’s still recommended that you purchase a travel insurance policy too.
Frequently asked questions
What destinations can I get cover for with InsureandGo Travel Insurance?
With InsureandGo you can find protection for holiday spots including locations in the South Pacific (like Fiji or New Zealand), Asia (Cambodia, Japan, Thailand etc.), Canada, and the Americas.
If you’re travelling through the blue seas on a domestic cruise, InsureandGo will cover you in Australian and international waters (if you don’t stop at any international ports). International cruises in Pacific or Asian destinations are also included if you dock at an Australian port after departure.
While you’re checking up on all your coverage options it’d be a smart move to jump onto Smartraveller to get a quick travel update on your holiday spot, so you can be 100% prepared and across any specific travel advice.
What does travel insurance cover me for?
The right travel insurance can save the day when things don’t exactly go to plan. Depending on the policy you choose, InsureandGo can cover the basics like lost luggage, travel delays, cancellations, and overseas medical emergencies. Some plans also go that extra mile with cover for rental vehicle excess, lost cash or travel documents and even hijacking, pet care and journey resumption. Just make sure to read through the PDS to see everything you are (and aren’t) covered for.
How do I make a claim with InsureandGo travel insurance?
Claiming with InsureandGo is simple! You can claim within 30 days by hopping online or downloading a claims form and submitting it through email with all your documents and receipts. Once submitted you should get a response within 10 business days to get everything sorted out quickly.
Find your perfect holiday companion with InsureandGo
Whether you’re organising a last-minute getaway or have spent months planning out all the details, don’t let the unexpected leave your holiday to chance. Head over to compare from our range of policies and providers and find travel insurance that ticks all your boxes, so you can enjoy every moment of your trip knowing you’re covered for the ‘just in case’.
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iSelect General Pty Limited ABN 90 131 798 126, AFS Licence Number: 334115. Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold.