ahm offers a range of different policies that include some form of ambulance cover. Depending on which policy you choose, you’ll usually be covered for one the following:
Medically Necessary Ambulance Transport
As the name suggests, these are ambulance trips that are medically necessary. They don’t necessarily have to be emergencies, but they can’t just be for tests or trips where you’re not admitted to a hospital1.
Emergency Ambulance Transport
These are ambulance trips for urgent, medical emergencies. These would usually be for illnesses or injuries where it’s important to get you to the hospital as quickly as possible2.
Keep in mind that policies which cover medically necessary ambulance trips will also cover emergency trips.
ahm doesn’t offer ambulance cover as a standalone product. If you want to get ambulance cover with ahm, you’ll have to buy one of the following policies:
Of course, you won’t just be getting ambulance cover with these policies. Hospital cover can also help with your medical costs when you get treated in a hospital as a private patient. Extras cover pays for a range of general services, which may include dental, optical and physiotherapy—though this also depends on the specific policy you choose.
Let's explore some of the benefits of taking out health insurance with ahm, and why they might offer the right services for you and your needs.
With ahm, it’s super easy to claim for ambulance services. You’ll simply log into your account and upload your invoice. Within 5 business days, ahm will assess your claim and get in touch if they need anything else from you1.
There’s no excess charge for claims on ambulance services with ahm1. This means you may not have to pay anything out-of-pocket for the ambulance fees, depending on your level of ambulance cover.
If you just want cover for emergency ambulance trips, some routine dental work and a few other benefits, you can get a classic extras policy starting from $7.00 a week6. Or, if you need cover for medically necessary ambulance trips, ahm also offers 9 different hospital policies, letting you balance cost with coverage7.
With more than 40 years of experience in providing health insurance for Australians, ahm is one of the country's leading health insurance providers8. The team at ahm is dedicated to making private health insurance easy for its members.
More than 700,000 members rely on ahm for hospital and extras health insurance9. Because ahm is part of Medibank, customers get the peace of mind of knowing they're in safe hands.
Finding a health policy can be overwhelming, but with iSelect you can compare a range of policies side by side and select one that meets your needs*. Start comparing online today, or call us on 1800 784 772.
1. ahm - Ambulance explained
2. ahm - Ambulance cover
3. ahm - Starter Basic Product Guide (Page 3)
4. ahm - Form and Guides (Under ‘Hospital cover guides’)
5. ahm - Form and Guides (Under ‘Hospital and extras packages guides’)
6. ahm - Classic Extras Cover
7. ahm - Hospital Cover
8. ahm - About Us