iSelect Health Rate Rise Hub 2022

On April 1, some health funds plan to increase their premiums in-line with the typical annual rate rise period. Keep reading to learn more about this year's rate rise, and how your policy could be affected.
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Compare health insurance policies before rate rise!

See if you can save by comparing a range of Australia's health funds with iSelect*

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*iSelect does not compare all providers or policies in the market and not all policies or special offers are available at all times, through all channels or in all areas. Not all policies available from our providers are compared by iSelect and due to commercial arrangements and customer circumstances, not all policies compared by iSelect are available to all customers.  Learn more.

The 2022 rate rise in a nutshell:

  • Health insurance premiums will rise in 2022 by an average of 2.70%1.
  • This year not all health funds are increasing their premiums on April 1st. Instead, some health funds have deferred their rate rise until later in the year in order to provide ongoing support to members who haven't been able to claim benefits due to COVID restrictions. 

What does this mean for you?

  • Your health insurance premium may rise on April 1st, 2022, depending on whether your fund is raising premiums on April 1, or later in the year. 
  • Exactly how much your policy could increase depends on your fund and policy type.  
  • Remember: When comparing policies, it's important to consider both coverage and price 
  • Got more questions? Please see our FAQ section below, or feel free to call our friendly team on 13 19 20 
  • Ready to compare policies and see if you could save? Get started comparing health insurance with iSelect*

What are the key benefits of taking out private health cover?

  • Avoid the lengthy public waiting list for elective surgeries
  • Choose your own doctor and hospital  
  • Private room and typically better accommodation and food   

Your health insurance rate rise questions answered

Why are some health insurance prices increasing again?

Are all funds increasing premiums on April 1st?

How much are premiums increasing in 2022?

How do I know how much my policy is going up? Will my fund tell me?

If my premiums are increasing, what can I do before April 1st 2022?

I’m struggling to justify the cost of private cover right now. Should I just cancel altogether?

Is switching really worth the effort?

If I switch to another fund or policy, will I have to re-serve waiting periods?