Stamp Duty South Australia

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Updated 20/12/2023
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Written by

Mel Basta

Updated 20/12/2023

What changed?

Additional content, added expert endorsement, updated sources
Our aim is to help you make better informed decisions. That’s why iSelect’s content is produced in accordance with our fact-checking and editorial guidelines.

Find out more about how we make money.

View our Privacy Policy.

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What is stamp duty?
How our SA stamp duty calculator works
What do the results of the stamp duty calculator include?
Is the stamp duty calculator accurate?
How much is stamp duty in SA?
How do I pay Stamp Duty?
How long will I have to pay stamp duty?
What other factors can affect stamp duty?
Could I qualify for a stamp duty exemption?
Looking for a loan for your dream home in South Australia? Compare with Lendi

What is stamp duty?

Stamp duty is basically a land transfer tax on all real estate purchases in not just South Australia, but across the country. The state of purchase, property price, and location can all factor into how much stamp duty you’ll be required to pay. Like other taxes, the funds usually go towards state infrastructure projects and services. It’s also not an ‘ongoing’ tax. You only pay stamp duty once per property at the time of purchase, usually within 30 days of settlement

So, when budgeting, it’s just an initial outlay, not an ongoing addition to your mortgage.

How our SA stamp duty calculator works

We’ve created the stamp duty calculator with our partner, Lendi, to give you an estimate of how much stamp duty you might need to pay when you purchase a property.

You’ll need to add the following details to see your estimate:

  • Property value – Also known as the purchase price of the property. 
  • The state or territory – Where the property is located. 
  • Purpose of the property – Whether you plan to live in it or buy it as an investment. 
  • Property type – Is it an existing home, a new home, or vacant land that you plan to build on? 
  • First home buyer eligibility – Each state and territory has its own First Home Buyer grants and concessions available to buyers.

What do the results of the stamp duty calculator include?

Once all your information is entered, you’ll get a breakdown of not just the stamp duty estimate but also the possible mortgage registration fee and transfer fee. If you’re eligible for any government concessions, you’ll also be notified. This might include any grants like the First Home Buyer Grant.

This information can be handy to have when budgeting, as these bits and pieces can often be forgotten about while looking for a home and sorting out your mortgage.

Is the stamp duty calculator accurate?

You should always use these calculators as a guide rather than as fact. The true costs will come from the state government, but the calculator does its best to give you as accurate an answer as possible.

Always check with the relevant state bodies for the final amount. If the information entered is accurate in regards to the value of the property, the location, and property type, you should get a fairly reliable response.

How much is stamp duty in SA?

Below are the stamp duty rates in South Australia:1Government of South Australia, Revenue SA – Rate of stamp duty

Value of the propertyStamp duty
$12,000 or less$1.00 for every whole or part $100
$12,001-$30,000$120, plus $2.00 for every whole or part $100 over $12,000
$30,001-$50,000$480, plus $3.00 for every whole or part $100 over $30,000
$50,001-$100,000$1,080, plus $3.50 for every whole or part $100 over $50,000
$100,001-$200,000$2,830, plus $4.00 for every whole or part $100 over $100,000
$200,001-$250,000$6,830, plus $4.25 for every whole or part $100 over $200,000
$250,001-$300,000$8,955 plus $4.75 for every $100 or part of $100 over $250,000
$300,001 – $500,000$11,330 plus $5.00 for every whole or part of $100 over $300,000
$500,000 and above$21,3330 plus $5.50 for every whole or part of $100 over $500,000

Source: Revenue SA – Rate of stamp duty

How do I pay Stamp Duty?

In South Australia, you can organise and pay for stamp duty yourself either online, via BPAY, phone, or mail, or engage the services of a conveyancer or solicitor to help guide you through the process.

The government will send a notice to you – the property buyer – with details on the payable amount and due date. Stamp duty payments go to Revenue SA, which is part of the South Australian Government.

How long will I have to pay stamp duty?

If you’re required to pay stamp duty in South Australia, payment is typically due by the settlement date. Remember, stamp duty must be paid before you can be registered as the owner on the Certificate of Title. Revenue SA also states that payments can be completed online, in person, via BPAY, by phone or by mail.

If you’re concerned about making stamp duty or land tax payments, you can contact Revenue SA to make alternative payment arrangements.

What other factors can affect stamp duty?

We’ve listed a few factors already that can impact the cost of stamp duty, such as location and property price. Depending on your circumstances, there could be some other factors that affect the cost of stamp duty in SA.

  • Foreign investment: Foreign purchasers of land in SA can incur an additional foreign ownership charge, which is currently 7% of the value of the interest in the land.
  • Inherited property: If you inherit a property from a family member, usually due to death or divorce, there may not be a requirement to pay stamp duty.
  • First time homeowner: While there is currently no concession on stamp duty itself, if you’re a first home buyer in SA, you may be eligible for a $15,000 grant from the government towards the purchase.

Could I qualify for a stamp duty exemption?

There are a few instances where you may not be required to pay stamp duty in South Australia.

You could be eligible under the following conditions:

  • Tax concessions to promote new housing opportunities such as the build-to-rent land tax concession
  • A concession on your residential home (if you move in and live in the property partway through a financial year)
  • If the owner has moved into residential care
  • Where the homeowner has died
  • Where you are renovating or rebuilding your residential home
  • Where your residential home has been destroyed or rendered uninhabitable
  • Where you use the land for primary production
  • Where the land is used for supported residential facilities and aged care facilities
  • Where the land is used for a retirement village
  • Where the land is used for a retired persons’ relocatable home park
  • Where you are an association or not-for-profit organisation
  • Where you have purchased an off-the-plan apartment
  • Where your land is subject to a heritage agreement under the Native Vegetation Act 1991

Looking for a loan for your dream home in South Australia? Compare with Lendi

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*iSelect is the trading name of iSelect Mortgages Pty Ltd (ABN 86 148 217 181). iSelect Mortgages Pty Ltd is a credit representative (Credit Representative 400540) of Lendi Group Distribution Pty Ltd (Australian Credit Licence 246786). iSelect provides a referral to Lendi Pty Ltd, a Credit Representative of Lendi Group Distribution Pty Ltd (Australian Credit License 246786). iSelect Mortgages Pty Ltd receives a commission from Lendi Group Distribution Pty Ltd, the licensee for each new customer account created and for each home loan submitted through this service.