Two older people smiling at each other while driving.

Senior Driver Safety Report

Which regions are the safest for senior drivers? Find the safest locations for senior motorists across Australia, Europe and the United States.

Maintaining independence as we age is so important, and driving plays a major role in preserving that personal freedom. This is why it’s a priority to help older drivers drive safely and independently for as long as possible. While senior drivers are often highly experienced after clocking up many miles over the years, road safety outcomes vary depending on many factors.

The car insurance comparison service iSelect has analysed crash rates, the proportion of older drivers and licensing requirements for assessing senior drivers across regions in Australia, Europe and the United States. The senior driver safety report uses a weighted index that combines fatal crash and fatality outcomes involving older drivers, senior driver population, and senior-specific licence renewal and medical safeguards.

Safest regions for senior drivers in Australia

In Australia, the top five regions for senior drivers were identified below, with scores out of 100. The higher score indicates which state or territory is safer and more supportive for senior motorists. The number of senior driver deaths was taken from Australian data over five years from 2021 to 2025. The senior population share is the percentage of seniors in each state or territory.

  1. Australian Capital Territory – 70.86
  2. New South Wales – 61.21
  3. Western Australia – 58.88
  4. Queensland – 57.52
  5. Northern Territory – 50.00

#1 Australian Capital Territory

Known for its compact road network, ACT is considered the safest region for senior drivers in Australia, recording the lowest rate of senior driver deaths and strong licence-renewal safeguards.

  • Senior driver deaths per 100k senior population: 5.88
  • Share of fatal crashes involving senior drivers: 19%
  • Senior population share: 14%
  • Licence-renewal safeguard score: 6/10

#2 New South Wales

Australia’s runner-up region for senior drivers is New South Wales. The country’s most populous state records the second-lowest rate of senior driver deaths per 100k of the population while reporting the best support system for senior licence-renewal.

  • Senior driver deaths per 100k senior population: 12.51
  • Share of fatal crashes involving senior drivers: 26%
  • Senior population share: 18%
  • Licence-renewal safeguard score: 8/10

#3 Western Australia

Western Australia ranks third overall for senior drivers, showing a mix of low fatality rates among senior drivers and having a reasonably strong set of licence-renewal safeguards.

  • Senior driver deaths per 100k senior population: 16.53
  • Share of fatal crashes involving senior drivers: 20%
  • Senior population share: 16%
  • Licence-renewal safeguard score: 6/10

#4 Queensland

The Sunshine State, Queensland, was ranked fourth-safest location for senior drivers in Australia, recording the third-lowest rate of senior driver deaths.

  • Senior driver deaths per 100k senior population: 13.98
  • Share of fatal crashes involving senior drivers: 21%
  • Senior population share: 17%
  • Licence-renewal safeguard score: 6/10

#5 Northern Territory

Despite its small population, the Northern Territory rounds out the top five in Australia, with a noticeably higher rate of senior driver deaths, but the lowest share of fatal crashes involving senior drivers.

  • Senior driver deaths per 100k senior population: 43.10
  • Share of fatal crashes involving senior drivers: 10%
  • Senior population share: 10%
  • Licence-renewal safeguard score: 3/10

Safest countries for senior drivers in Europe

Moving to Europe, below are the countries with the highest-ranked safety statistics and regulations for senior road users. The higher score indicates which European country is safer and more supportive for senior drivers. Road death and crash rates were sourced from the latest consistently available international data, based on a 2023 report. Senior road fatality rates are expressed as the number of deaths per one million residents aged 65 and over. The senior population share is the percentage of seniors in each nation.

  1. Luxembourg – 97.44
  2. Malta – 87.5
  3. Ireland – 74.32
  4. Lithuania – 72.85
  5. Slovakia – 70.19

#1 Luxembourg

The safest place for senior drivers in Europe is the compact country of Luxembourg, where it records one of the lowest shares of fatal crashes involving senior drivers.

  • Senior road fatalities per 1,000,000 senior population: 30.61
  • Share of fatal crashes involving senior drivers: 12%
  • Senior population share: 15%
  • Licence-renewal safeguard score: 6/10

#2 Malta

Runner-up and the second-safest European nation for senior drivers is the small island nation of Malta which reported the lowest rate of road fatalities for over-65s in Europe.

  • Senior road fatalities per 1,000,000 senior population: 19.8
  • Share of fatal crashes involving senior drivers: 13%
  • Senior population share: 18%
  • Licence-renewal safeguard score: 5/10

#3 Ireland

Despite having the smallest senior population share in Europe’s top five, Ireland finds itself as the third-safest senior driver location in Europe, recording the fourth-fewest senior road fatalities.

  • Senior road fatalities per 1,000,000 senior population: 48.69
  • Share of fatal crashes involving senior drivers: 22%
  • Senior population share: 16%
  • Licence-renewal safeguard score: 4/10

#4 Lithuania

The fourth-safest nation in Europe for over 65s is Lithuania, which recorded the third-lowest share of fatal crashes involving senior citizens.

  • Senior road fatalities per 1,000,000 senior population: 56.04
  • Share of fatal crashes involving senior drivers: 20%
  • Senior population share: 21%
  • Licence-renewal safeguard score: 6/10

#5 Slovakia

Slovakia rounds out the top five as one of the safest European locations for senior motorists recording one of the highest ratings for licence renewal processes.

  • Senior road fatalities per 1,000,000 senior population: 69.14
  • Share of fatal crashes involving senior drivers: 25%
  • Senior population share: 19%
  • Licence-renewal safeguard score: 6/10

Safest regions for senior drivers in the US

Finally, below are the best states for senior drivers in the US, with each being scored out of 100. The higher score indicates which state is safer and more supportive for senior drivers. The fatality and crash rates are based over five years from 2020 to 2024 and was recorded per 100,000 of licensed drivers aged 65 and over. The senior share of licenced drivers represents the percentage of all licenced drivers who are aged 65 and over.

  1. District of Columbia (DC) – 80.00
  2. Connecticut – 65.97
  3. Rhode Island – 65.97
  4. Maryland – 64.45
  5. Nevada – 64.04

#1 District of Columbia

The safest place for senior drivers in the US is District of Columbia (DC), recording the fewest road fatalities for motorists over the age of 65.

  • Senior road fatalities per 100,000 senior population: 24.23
  • Share of fatal crashes involving senior drivers: 9%
  • Senior share of licensed drivers: 14%
  • Licence-renewal safeguard score: 5/10

#2 Connecticut

With a larger population of older motorists, Connecticut ranks as the second-safest state for senior drivers, supported by a high licence-renewal safeguard score.

  • Senior road fatalities per 100,000 senior population: 45.35
  • Share of fatal crashes involving senior drivers: 18%
  • Senior share of licensed drivers: 23%
  • Licence-renewal safeguard score: 8/10

#3 Rhode Island

Rhode Island is the smallest US state; still it performed well for senior driver safety, recording both relatively low road fatality rates and scoring high for its licence renewal safeguards.

  • Senior road fatalities per 100,000 senior population: 32.99
  • Share of fatal crashes involving senior drivers: 20%
  • Senior share of licensed drivers: 23%
  • Licence-renewal safeguard score: 8/10

#4 Maryland

With a mix of urban, suburban, and rural driving environments, Maryland ranks in fourth best for senior drivers, scoring high for its licence-renewal safeguard score and recording a lower share of fatal crashes involving senior motorists.

  • Senior road fatalities per 100,000 senior population: 50.40
  • Share of fatal crashes involving senior drivers: 17%
  • Senior share of licensed drivers: 21%
  • Licence-renewal safeguard score: 7/10

#5 Nevada

The state of Nevada completes the top five safest US states for senior drivers and recorded the highest licence-renewal safeguard score of any state.

  • Senior road fatalities per 100,000 senior population: 77.27
  • Share of fatal crashes involving senior drivers: 19%
  • Senior share of licensed drivers: 21%
  • Licence-renewal safeguard score: 9/10

“Older drivers often have decades of experience behind the wheel, but they’re not immune to the risks that come with being on the road. That’s why it’s important to regularly review not only your driving needs, but also your car insurance cover to ensure it still reflects your circumstances.

“Comprehensive car insurance can provide valuable financial protection if your vehicle is damaged in an accident. It’s also worth comparing a range of policies regularly, as premiums, coverage options and inclusions can vary considerably. Taking the time to compare quotes can help drivers find cover that suits their budget, ensuring they’re not paying more than necessary.”

Adrian Bennett

General Manager – General Insurance at iSelect

iSelect General Pty Ltd (ABN 90 131 798 126. AFSL 334115) has partnered with Compare the Market (ABN 83 117 323 378. AFSL 422926) to compare a range of car insurers and policies. Not all providers in the market or all policies offered by the partners are compared and not all policies or special offers are available to all customers.

A number of our participating general insurance brands are arranged by Auto & General Services Pty Ltd ACN 003 617 909 on behalf of Auto & General Insurance Company Limited 111 586 353, both of which are related entities of iSelect Limited. Our relationship with those companies does not impact the integrity of our comparison service. Click here to view iSelect’s range of providers.

Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold that is a percentage of the premium or a flat fee. Ask us for more details before we provide you with any services.