
Best place in Australia for seniors
Which states and territories have the healthiest and happiest seniors?
They say the later stages of your life are the ‘golden years’, where you can retire and relax. Ideally, these years will be happy and mostly worry-free, but life is not always so simple. Health concerns, and the prospects of being lonely can add a degree of stress that dull the shine of these golden years.
At iSelect, we know how much good health is important while the feeling of isolation, and available care facilities can impact happiness and quality of life in the sunset years of one’s life.
With this in mind, we ranked Australia’s states based on factors like the number of seniors living alone, how they rate their health and stress, life expectancy, average ratings for aged care facilities, and the number of retirement homes per state.
Read the rankings below to see how each state fares.
The best states for seniors’ health and happiness in Australia
The Australian Capital Territory was ranked as the best state for Australian seniors’ health and happiness with a score of 6.85/10. They scored the best in three out of six metrics, and with good scores in two others. The ACT had the highest proportion of Australian seniors (those aged 65 and above) rating their health as excellent or very good at 43.2%, as well as the largest group of elderly who rated their stress as ‘very low’ at 74.2%. The ACT also had the longest average life expectancy at 81.7 years, narrowly beating out Western Australia and Victoria.
The ACT had the second-lowest number of seniors living alone after the Northern Territory, with 3,195.97 per 100,000 of the state’s entire population. One factor the ACT didn’t do well in was the low number of 35 retirement homes in the state.
Following behind the ACT, states that performed well were New South Wales and Victoria, which scored 6.20 and 5.29 respectively. New South Wales had the highest number of retirement homes at 758, the third-highest proportion of seniors who rate their health highly at 40.9%, and the fourth-highest life expectancy at 81.2 years.
Victoria had the third-highest number of retirement homes with 425, Queensland only narrowly beating them with 477. Victoria also came in third-highest for life expectancy (81.5 years) and for their star rating for aged care facilities in the state (3.81).
However, Victoria also had the lowest amount of elderly people who said their health was in very good condition, at 32.4%.
The lowest-ranked out of the states and territories was Tasmania, Western Australia and Queensland. Tasmania scored 4.76, followed by Western Australia with 4.92 and Queensland at 5.08.
Tasmania had the second-lowest number of retirement homes with 59, and the second-lowest life expectancy at 80.2. The state also had the second-lowest number of seniors who said they were in good health at 36.2%, as well as the highest number of seniors living alone per capita at 6,329.28.
Looking at a few other troubling stats, Queensland’s elderly reported they’re feeling the most stress out of all states and territories, with only 67.7% saying they had little stress in their lives. When it comes to star ratings for aged care facilities, South Australia and Western Australia both tied with the lowest average star rating at 3.64 each.
Conclusion
With a growing elderly population, the topic of providing options and support to seniors so they can live healthy, happy lives is growing more important, and the conversation is not one to be put off until retirement.
Knowing what you want from your senior years is important so that you can plan for it, and a key factor in that is health. Tellingly, no state or territory had more than 50% of those aged 65 and above who rated their health as very good or excellent.

“It’s not too surprising that so few senior Australians rate their health as very good or excellent. As we age, our need for healthcare increases. It’s an inescapable fact of life that we ought to best prepare for.
“Health insurance is not just a financial plan to help cover the cost of treatments and surgeries – it’s something that helps put you in charge of your healthcare. It can give you additional choices you might not have under the public system, such as shorter waiting times for elective surgeries, but can also offer other benefits as well.
“It can cover specialty appointments outside of hospitals, including proactive treatments that can help you take better care of your health and wellbeing. By comparing health insurance, you can not only look for a cheaper price, but weigh up the coverage and benefits to cover the things that matter to you most.”
General Manager – Health at iSelect
Written by:
Sarah Grealy
Digital Public Relations Specialist
0413 363 690
Sarah is our Digital Public Relations Specialist, and brings more than a decade of experience in the insurance comparison industry to iSelect.
With a passion for storytelling through data-driven insights, Sarah strives to empower Aussies with practical guides and tips.
About the data
This article ranked Australia’s states and territories based on six different metrics. Each state and territory received a score for each metric out of 10, and these were used to create an overall index score. The better the state or territory did in relation to the others, the higher the score out of 10 for each statistic. The way they were scored is listed below:
- Number of retirement homes: the higher the number of retirement homes, the higher the score out of 10.
- Seniors living alone per capita: the higher the number of Australians aged 65+ living alone in comparison to the state or territory population on a per capita basis (per 100,000), the lower the score out of 10.
- Proportion of elderly with ‘excellent/very good health’: the percentage of adults aged 65+ who rated their own health as ‘excellent’ or ‘very good’. The higher this number, the higher the score out of 10.
- Proportion of elderly with ‘low stress’: the percentage of adults aged 65+ who rated their own psychological stress as ‘very low’. The higher this number, the higher the score out of 10.
- Life expectancy (years): the higher the average life expectancy, the higher the score out of 10.
- Average star rating for aged care facilities: the higher the average star rating, the higher the score out of 10.
The sources for these statistics are listed below:- Browse Retirement Living and Retirement Villages by Region. Villages. 2025.
- Review of Retirement Accommodation in the Northern Territory. KPMG, Department of Housing, Government of the Northern Territory. 2016.*
- Data explorer. Australian Bureau of Statistics, Australian Government. 2025.
- National Health Survey. State and territory findings. Australian Bureau of Statistics, Australian Government. 2024.
- Life expectancy. Australian Bureau of Statistics, Australian Government. 2024.
- Star Ratings quarterly data extract – May 2025. Department of Health, Disability and Ageing, Australian Government. 2025.
* Note: this data is taken from a Government report from 2016, due to a lack of more up to date and reputable data.
iSelect does not compare all health insurance providers or policies in the market. The availability of policies will change from time to time. Not all policies available from its providers are compared by iSelect and due to commercial arrangements, your stated needs and circumstances, not all policies compared by iSelect are available to all customers. Some policies and special offers are available only from iSelect’s contact centre or website. Click here to view iSelect’s range of providers.
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At iSelect, we’re passionate about making Aussies’ lives easier by saving them time, effort and money. We are Australia’s go-to destination for comparison across insurance, utilities and personal finance products made available from our range of providers. Our service is provided at no cost to the customer.
iSelect does not compare all health insurance providers or policies in the market. The availability of policies will change from time to time. Not all policies available from its providers are compared by iSelect and due to commercial arrangements, your stated needs and circumstances, not all policies compared by iSelect are available to all customers. Some policies and special offers are available only from iSelect’s contact centre or website. Click here to view iSelect’s range of providers