Media Release

Aussies admit the lies they tell car insurers in the hope of lower premiums 

Younger drivers more likely to lie about their car insurance

There is a clear trend showing that younger drivers are more likely to lie when it comes to car insurance. The highest rate of dishonesty comes from the 18-24 age group, with 15.4% admitting to falsifying details. This percentage drops to 10.1% among those aged 25-34 and continues to decrease further with age. These findings suggest that financial pressures and risk-taking tendencies among younger drivers may contribute to higher instances of dishonesty. 

New South Wales was the most likely state to lie about car insurance

New South Wales residents are more likely to lie on their car insurance application, with 7.9% of respondents owning up to falsifying information, the highest rate among all states. Victoria followed closely with 7.3% of residents admitting to dishonest information. South Australia and Tasmania reported the lowest instances of dishonesty, both had 3.7% of respondents admitting to misrepresenting details to reduce their insurance costs.

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About the Data: 

• Survey conducted by Pureprofile in February 2025 of 3,002 drivers surveyed – Adults (18+), Nationally representative for gender, state, age 
• Rankings on driver perceptions based on average ranking of 13 categories for importance to driver when purchasing a vehicle 
• Some data has been excluded once broken down by demographic due to small sample size, such as Northern Territory for states, non-binary for gender and some vehicle brands for car ownership. 

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