Five Tips for Choosing a Safe Place to Settle Down

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The more you know about the neighbourhood, the more informed you’ll be when it comes to choosing a safe place for you and your family to settle down.

We look at five simple steps you can take to give you peace of mind when you’re in the property market.

Research local crime statistics

Looking up crime statistics might not be much fun, but it can give you a valuable snapshot of what to expect in different areas and which places you might want to avoid. Each state uses their own online tool and allows you to search by suburb name or postcode. Visit the below links to start your search:

Real estate websites offer comprehensive suburb profiles which are a good source of socio-economic information. You might feel safer in a suburb made up primarily of older couples and families, for example.

Check out the local healthcare facilities and hospitals

You may not classify your proximity to a hospital or specialty clinic as a safety concern, but the travel time to a 24-hour emergency department could make all the difference when you need it. When assessing the safety of an area, make sure to note the closest healthcare facilities as well as the quality and availability of local doctors.

Trial your future walking routes

One of the best ways to get a feel for a neighbourhood is simply to walk around. This will give you an insight into how safe you might feel when walking home from the shops, bus stop or train station.

Make sure you test the cycling and walking paths at night and take note of street lighting and any CCTV cameras. Will your new area require you to walk along stretches of poorly lit, isolated roads or will you be in constant view of populated areas?

Speak to your neighbours

Talking to your potential neighbours is a great way to get a feel for how safe the area is. Ask questions about any trouble in the area and find out if there’s a local Neighbourhood Watch group. These community-based crime prevention groups are made up of residents and offer a useful source of information about local crime.

Conduct a security audit on potential properties

If you’ve located your dream home but you’re still not sure about the area, make sure you check the property’s level of security. Check that all windows and doors are secure and lockable and if there are safety screens on entrance doors. Walk outside and see if the interior of the house is visible from the street. Home security systems and high fences are a plus.

Take the time to research local crime statistics, trial walking paths, assess safety concerns and chat to the neighbours and you’ll hopefully feel much more confident about the neighbourhood.

Once you’ve done all that, check out how home and contents insurance can offer another level of protection.

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Save time and effort by comparing a range of home and contents insurance policies with iSelect

*iSelect does not compare all home and contents insurers or policies in the market. The availability of policies may change from time to time. Not all policies available from iSelect’s providers are compared by iSelect and due to commercial arrangements, area or availability, not all policies compared by iSelect will be available to all customers. Some policies are only available from iSelect’s call centre or website. A number of our participating general insurance brands are arranged by Auto & General Services Pty Ltd ACN 003 617 909 on behalf of Auto & General Insurance Company Limited 111 586 353, both of which are related entities of iSelect Limited. Our relationship with those companies does not impact the integrity of our comparison service. Click here to view iSelect’s range of providers.

iSelect General Pty Ltd ABN 90 131 798 126, AFS Licence Number 334115. Any advice provided by iSelect on this website is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s  Financial Services Guide  which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold that is a percentage of the premium or a flat fee. Ask us for more details before we provide you with any services.