
Senior Driver Safety Report
Which regions are the safest for senior drivers? Find the safest locations for senior motorists across Australia, Europe and the United States.
Maintaining independence as we age is so important, and driving plays a major role in preserving that personal freedom. This is why it’s a priority to help older drivers drive safely and independently for as long as possible. While senior drivers are often highly experienced after clocking up many miles over the years, road safety outcomes vary depending on many factors.
The car insurance comparison service iSelect has analysed crash rates, the proportion of older drivers and licensing requirements for assessing senior drivers across regions in Australia, Europe and the United States. The senior driver safety report uses a weighted index that combines fatal crash and fatality outcomes involving older drivers, senior driver population, and senior-specific licence renewal and medical safeguards.
Safest regions for senior drivers in Australia
In Australia, the top five regions for senior drivers were identified below, with scores out of 100. The higher score indicates which state or territory is safer and more supportive for senior motorists. The number of senior driver deaths was taken from Australian data over five years from 2021 to 2025. The senior population share is the percentage of seniors in each state or territory.
- Australian Capital Territory – 70.86
- New South Wales – 61.21
- Western Australia – 58.88
- Queensland – 57.52
- Northern Territory – 50.00
#1 Australian Capital Territory
Known for its compact road network, ACT is considered the safest region for senior drivers in Australia, recording the lowest rate of senior driver deaths and strong licence-renewal safeguards.
- Senior driver deaths per 100k senior population: 5.88
- Share of fatal crashes involving senior drivers: 19%
- Senior population share: 14%
- Licence-renewal safeguard score: 6/10
#2 New South Wales
Australia’s runner-up region for senior drivers is New South Wales. The country’s most populous state records the second-lowest rate of senior driver deaths per 100k of the population while reporting the best support system for senior licence-renewal.
- Senior driver deaths per 100k senior population: 12.51
- Share of fatal crashes involving senior drivers: 26%
- Senior population share: 18%
- Licence-renewal safeguard score: 8/10
#3 Western Australia
Western Australia ranks third overall for senior drivers, showing a mix of low fatality rates among senior drivers and having a reasonably strong set of licence-renewal safeguards.
- Senior driver deaths per 100k senior population: 16.53
- Share of fatal crashes involving senior drivers: 20%
- Senior population share: 16%
- Licence-renewal safeguard score: 6/10
#4 Queensland
The Sunshine State, Queensland, was ranked fourth-safest location for senior drivers in Australia, recording the third-lowest rate of senior driver deaths.
- Senior driver deaths per 100k senior population: 13.98
- Share of fatal crashes involving senior drivers: 21%
- Senior population share: 17%
- Licence-renewal safeguard score: 6/10
#5 Northern Territory
Despite its small population, the Northern Territory rounds out the top five in Australia, with a noticeably higher rate of senior driver deaths, but the lowest share of fatal crashes involving senior drivers.
- Senior driver deaths per 100k senior population: 43.10
- Share of fatal crashes involving senior drivers: 10%
- Senior population share: 10%
- Licence-renewal safeguard score: 3/10
Safest countries for senior drivers in Europe
Moving to Europe, below are the countries with the highest-ranked safety statistics and regulations for senior road users. The higher score indicates which European country is safer and more supportive for senior drivers. Road death and crash rates were sourced from the latest consistently available international data, based on a 2023 report. Senior road fatality rates are expressed as the number of deaths per one million residents aged 65 and over. The senior population share is the percentage of seniors in each nation.
- Luxembourg – 97.44
- Malta – 87.5
- Ireland – 74.32
- Lithuania – 72.85
- Slovakia – 70.19
#1 Luxembourg
The safest place for senior drivers in Europe is the compact country of Luxembourg, where it records one of the lowest shares of fatal crashes involving senior drivers.
- Senior road fatalities per 1,000,000 senior population: 30.61
- Share of fatal crashes involving senior drivers: 12%
- Senior population share: 15%
- Licence-renewal safeguard score: 6/10
#2 Malta
Runner-up and the second-safest European nation for senior drivers is the small island nation of Malta which reported the lowest rate of road fatalities for over-65s in Europe.
- Senior road fatalities per 1,000,000 senior population: 19.8
- Share of fatal crashes involving senior drivers: 13%
- Senior population share: 18%
- Licence-renewal safeguard score: 5/10
#3 Ireland
Despite having the smallest senior population share in Europe’s top five, Ireland finds itself as the third-safest senior driver location in Europe, recording the fourth-fewest senior road fatalities.
- Senior road fatalities per 1,000,000 senior population: 48.69
- Share of fatal crashes involving senior drivers: 22%
- Senior population share: 16%
- Licence-renewal safeguard score: 4/10
#4 Lithuania
The fourth-safest nation in Europe for over 65s is Lithuania, which recorded the third-lowest share of fatal crashes involving senior citizens.
- Senior road fatalities per 1,000,000 senior population: 56.04
- Share of fatal crashes involving senior drivers: 20%
- Senior population share: 21%
- Licence-renewal safeguard score: 6/10
#5 Slovakia
Slovakia rounds out the top five as one of the safest European locations for senior motorists recording one of the highest ratings for licence renewal processes.
- Senior road fatalities per 1,000,000 senior population: 69.14
- Share of fatal crashes involving senior drivers: 25%
- Senior population share: 19%
- Licence-renewal safeguard score: 6/10
Safest regions for senior drivers in the US
Finally, below are the best states for senior drivers in the US, with each being scored out of 100. The higher score indicates which state is safer and more supportive for senior drivers. The fatality and crash rates are based over five years from 2020 to 2024 and was recorded per 100,000 of licensed drivers aged 65 and over. The senior share of licenced drivers represents the percentage of all licenced drivers who are aged 65 and over.
- District of Columbia (DC) – 80.00
- Connecticut – 65.97
- Rhode Island – 65.97
- Maryland – 64.45
- Nevada – 64.04
#1 District of Columbia
The safest place for senior drivers in the US is District of Columbia (DC), recording the fewest road fatalities for motorists over the age of 65.
- Senior road fatalities per 100,000 senior population: 24.23
- Share of fatal crashes involving senior drivers: 9%
- Senior share of licensed drivers: 14%
- Licence-renewal safeguard score: 5/10
#2 Connecticut
With a larger population of older motorists, Connecticut ranks as the second-safest state for senior drivers, supported by a high licence-renewal safeguard score.
- Senior road fatalities per 100,000 senior population: 45.35
- Share of fatal crashes involving senior drivers: 18%
- Senior share of licensed drivers: 23%
- Licence-renewal safeguard score: 8/10
#3 Rhode Island
Rhode Island is the smallest US state; still it performed well for senior driver safety, recording both relatively low road fatality rates and scoring high for its licence renewal safeguards.
- Senior road fatalities per 100,000 senior population: 32.99
- Share of fatal crashes involving senior drivers: 20%
- Senior share of licensed drivers: 23%
- Licence-renewal safeguard score: 8/10
#4 Maryland
With a mix of urban, suburban, and rural driving environments, Maryland ranks in fourth best for senior drivers, scoring high for its licence-renewal safeguard score and recording a lower share of fatal crashes involving senior motorists.
- Senior road fatalities per 100,000 senior population: 50.40
- Share of fatal crashes involving senior drivers: 17%
- Senior share of licensed drivers: 21%
- Licence-renewal safeguard score: 7/10
#5 Nevada
The state of Nevada completes the top five safest US states for senior drivers and recorded the highest licence-renewal safeguard score of any state.
- Senior road fatalities per 100,000 senior population: 77.27
- Share of fatal crashes involving senior drivers: 19%
- Senior share of licensed drivers: 21%
- Licence-renewal safeguard score: 9/10

“Older drivers often have decades of experience behind the wheel, but they’re not immune to the risks that come with being on the road. That’s why it’s important to regularly review not only your driving needs, but also your car insurance cover to ensure it still reflects your circumstances.
“Comprehensive car insurance can provide valuable financial protection if your vehicle is damaged in an accident. It’s also worth comparing a range of policies regularly, as premiums, coverage options and inclusions can vary considerably. Taking the time to compare quotes can help drivers find cover that suits their budget, ensuring they’re not paying more than necessary.”
Adrian Bennett
General Manager – General Insurance at iSelect
Written by:
Sarah Grealy
Digital Public Relations Specialist
0413 363 690
Sarah is our Digital Public Relations Specialist, and brings more than a decade of experience in the insurance comparison industry to iSelect.
With a passion for storytelling through data-driven insights, Sarah strives to empower Aussies with practical guides and tips.
About the data
This campaign identifies where senior drivers and road users appear safest, using observed fatal crash and fatality outcomes involving older drivers, the proportion of older road users, and senior-specific licence-renewal safeguards.
All scores run 0-100. Higher = safer. Higher raw values which indicate worse outcomes were reversed so that higher scores reflect safer parameters. USA, Australia and Europe are separate indices and scores are only compared within each region. Some scores have been rounded up or down to the nearest % figure.
Support measures the same concept in each region: senior-specific licence-renewal safeguards. A score of 0 means no age-specific senior renewal/medical safeguard was identified. It does not mean the place has no general licensing rules.
Weightings:
– Risk (fatal crash/fatality outcomes) = 50%.
– Exposure (share of older road users) = 20%
– Support (licence-renewal safeguards) = 30% in every regional index.
Metrics:
Senior road fatalities and crashes
– Australia: Based on the total across the five years from 2021 to 2025. Senior-driver deaths are expressed per 100,000 residents aged 65 and over.
– USA: Based on the total across the five years from 2020 to 2024. Fatal crashes involving senior drivers are expressed per 100,000 licensed drivers aged 65 and over.
– Europe: Based on 2023 only, the latest consistent single year available across the included European countries. Senior road deaths are reported per one million residents aged 65 and over.
– The Australian and US figures are therefore five-year cumulative rates, while the European figure is a single-year rate. Each region is scored separately, so the different regional rates are not directly compared with one another.
Senior population share
This metric measures the percentage of each state or country’s population aged 65+. It is used as a measure of exposure: areas with a larger senior population are likely to have more older people using the road.
It does not measure exactly how many seniors drive. In Australia and Europe, consistent licence-holder data by age was not available across every location, so senior population share was used as the most reliable comparable measure
Support licence-renewal safeguards:
This metric assessed senior driver licensing requirements, including medical assessments, vision testing, fitness checks, licence renewal frequency and any age-based testing requirements. Jurisdictions were then awarded a score out of 10 based on the strength of these safeguards.
Australia Metrics
Australian risk metrics from ARDD (Australian Road Deaths Database)/BITRE (Bureau of Infrastructure and Transport Research Economics) senior driver deaths and senior road-death share. Exposure metrics from ABS (Australian Bureau of Statistics) 65+ population share. Support metrics from Office of Road Safety older-driver rule summaries, mainly age triggers, medical checks, vision checks and practical-assessment rules.
Europe Metrics
Risk metrics from ERSO (European Road Safety Observatory)/CARE (Community Road Accident Database) senior fatalities. Exposure metrics from Eurostat 65+ population share. Support metrics are from whether older drivers face age-specific renewal cycles or medical/fitness-to-drive checks.
USA Metrics
Risk metrics from FARS (Fatality Analysis Reporting System) fatal crashes involving drivers aged 65+ and DOT (United States Department of Transportation) licensed-driver denominators. Exposure metrics from the senior share of licensed drivers. Support metrics are detailed state renewal rules including cycle length, in-person renewal, online restrictions, vision tests and reporting rules.
Disclaimer
This dataset was created for educational and comparative purposes as at 17/11/25. Due to variations in reporting standards and data availability, results represent indicative measures of legal strictness rather than precise enforcement levels. Findings should not be interpreted as an official ranking of road safety performance.
About 
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