Hospitals and Extras cover
There are two types of private health insurance cover available – hospital cover and extras cover.
Hospital insurance covers all or some of the costs of hospital treatment as a private patient including doctor’s charges and hospital accommodation. This applies when you are a private patient in a public or private hospital or day hospital facility.
Extras cover helps with the cost of services such as physiotherapy, dental and optical treatment. Some funds offer packaged products that cover both hospital and ancillary services.
Generally, the more extensive the health cover, the greater premium. When choosing your private health insurance it is important to make sure it suits your particular needs, as well as your budget.
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