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Australian Unity - Car Loan

Secured | Fixed | New or used car up to 5 years old

The Australian Unity Car Loan offers an advertised interest rate from 7.99% p.a. and a comparison interest rate from 9.34% p.a.. The Australian Unity Car Loan is a Fixed rate, Secured loan with a borrowing range of $5,000 and a loan repayment term of between 1 and 7 years.

More Australian Unity Car Loan details can be found below or visit Australian Unity to learn more or apply.

Compare Car LoansProduct Image For Australian Unity - Car Loan - Secured | Fixed | New or used car up to 5 years old
A Secured loan with an advertised rate of 7.99% p.a. and comparison rate of 9.34% p.a.
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Advertised Rate

7.99% p.a. Fixed

Comparison Rate

9.34% p.a.

Loan Term

1 to 7 years

Borrowing Range

$5,000
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Interest

Rate Type
Fixed
Advertised Rate
7.99% p.a.
Fixed
Comparison Rate
9.34% p.a.
Application Frequency
Monthly
Calculation Frequency
Daily

Loan Security

Loan Security
Secured
Secured By
Car

Loan Terms

Loan Term
1 to 7
years
Borrowing Range
$5,000
Repayment
Monthly, Weekly, Fortnightly

Features

Extra Repayments Allowed
Yes
Redraw Available
Yes

Fees

Establishment Fee
$199
one off
Loan Service Fee
$0
per month

Who is the product designed for?

The likely objectives, financial situation and needs of consumers in the target market include persons who :

  • Are looking for a secured or unsecured principal and interest fixed rate (only for car loans) or variable rate personal loan for a term within the maximum term available.
  • Need a loan for personal purposes including, but not limited to buying a car, motorcycle, caravan, completing home improvements, taking a holiday or debt consolidation.
  • Want the ability to pay extra money (payments) off their loan in addition to the minimum personal loan repayments.
  • Want the ability to withdraw extra money (payments) to pay for changing circumstances (minimum redraw amount applies) or take a repayment holiday when ahead of their loan repayment schedule (the ability to withdraw extra money only applies to variable rate personal loans).
  • Have an acceptable security when required, depending on the personal loan purpose.
  • Have full comprehensive insurance in place for car, motorcycle, and caravan personal loans.
  • Have sufficient income to support principal and interest personal loan repayments, having regard to other financial commitments.
  • Satisfy personal loan application requirements.

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