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American Express - The American Express Platinum Card

The American Express Platinum credit card gives access to over 1400 airport lounges and earns Rewards Points at a rate of 2.25 points per dollar spent on nearly all purchases. On purchases at government bodies in Australia the earn rate is 1 point per dollar spent. There is no cap on the earn rate.

This card is a Charge card, which means the balance must be paid off in full each month. There is no pre-set spending limit, however purchases are still subject to approval.

Compare Credit CardsProduct Image For American Express - The American Express Platinum Card
150,000 Membership Rewards Points once $5,000 is spent within 3 months on a new card.
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Annual Fee

$1,450 per year

Interest Free Period

up to 44 days

Rewards Rate One

2.25 point(s) per AUD$1 On spent on all purchases, except government bodies in Australia

Rewards Rate Two

1 point(s) per AUD$1 On spent with government bodies in Australia
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Details

Card Type
American Express
Minimum Repayment
2.50% or $30
per statement, whichever is greater
Interest Free Period
up to 44
days

Fees

Annual Fee
$1,450
per year
Late Payment Fee
$20
per statement
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 4
additional holders

Overseas Spending

Foreign Currency Conversion Fee
3%
per transaction

Eligibility

Minimum Age
18
years old
Temporary Residents
Yes

Rewards

Program
Membership Rewards
Types
Airline Partner points, Gift cards, Travels
Bonus
150,000 bonus points

Reward Rates

Rewards Rate One
2.25 point(s) per AUD$1
On spent on all purchases, except government bodies in Australia
Rewards Rate Two
1 point(s) per AUD$1
On spent with government bodies in Australia

Perks

Complimentary Travel Insurance
Yes
Airport Lounge Access
Yes

Who is the product designed for?

The retail clients for whom this product has been designed are individuals who:

  • want a flexible spending limit
  • want to make purchases by deferring payment for a short time with no interest and are able to pay the balance in full each month
  • want to have the ability to earn reward points and to access additional travel, lifestyle and insurance benefits
  • are willing and able to pay an annual fee of $1450
Visit American Express to view Target Market Determination Effective From: 2023-10-20.

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