The Citi Rewards credit card has an initial balance transfer rate of 0% for 12 months, and a 0% balance transfer fee. The rate reverts to 22.24% p.a. after 12 months. There are up to 55 days interest-free on eligible purchases.
This card earns Rewards Points at a rate of 1 point per dollar spent overseas and domestically. Domestic transaction points earning is capped at $10,000 spend per statement period.
The target market for the Product is individuals who: