ClickCease

Citi - Prestige Qantas Credit Card

Qantas Points

This credit card from Citi has a $749 annual fee, and up to 44 days interest-free on purchases. It has a cash advance interest rate of 22.24% p.a. and a balance transfer interest rate of 22.24% p.a. There is a minimum credit limit of $20,000.

Compare Credit CardsProduct Image For Citi - Prestige Qantas Credit Card - Qantas Points
An annual fee of $749 and a purchase interest rate of 21.49% p.a.
Go To Site

Annual Fee

$749 per year

Balance Transfer

0% for 6 months reverts to 22.24% p.a.
0% BT fee applies. No interest free days apply to retail purchases while you have a Balance Transfer

Purchase Rate

21.49% p.a.

Rewards Rate One

1.5 point(s) per AUD$1 On international Spend
Compare Credit Cards

Details

Card Type
Mastercard
Minimum Repayment
2% or $30
per statement, whichever is greater
Interest Free Period
up to 44
days
Minimum Credit Limit
$20,000
Maximum Credit Limit
$100,000

Fees

Annual Fee
$749
per year
Late Payment Fee
$30
per statement
Cash Advance Fee
3.50% or $3.50
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 4
additional holders

Rates

Purchase Rate
21.49% p.a.
Cash Advance Rate
22.24% p.a.

Balance Transfer

Balance Transfer
0% for 6 months
reverts to 22.24% p.a.
0% BT fee applies. No interest free days apply to retail purchases while you have a Balance Transfer
Balance Transfer Limit
80%
of credit limit
Balance Transfer Fee
0%
per transaction
Transfer Interest Free Days
No

Overseas Spending

Foreign Currency Conversion Fee
3.40%
per transaction
Overseas Cash Advance Fee
3.40%
per transaction

Eligibility

Minimum Age
18
years old

Rewards

Program
Qantas Rewards
Types
Qantas Points
Bonus
100,000 bonus points

Reward Rates

Rewards Rate One
1.5 point(s) per AUD$1
On international Spend
Rewards Rate Two
1.5 point(s) per AUD$1
On domestic Spend

Perks

Complimentary Travel Insurance
Yes
Airport Lounge Access
Yes

Who is the product designed for?

The target market for the Product is individuals who:

  • are seeking a line of credit facility for everyday spending to earn up to 1.5 Qantas Points per dollar on certain purchases and the ability to access complimentary insurances and Product benefits
  • are Qantas Frequent Flyer members or intend to be a Qantas Frequent Flyer Member
  • meet eligibility criteria and serviceability requirements for the Product
  • unlikely to hold substantial balances for prolonged periods except to take advantage of reduced interest rates and/or instalment repayments on a Fixed Payment Option or a Balance Transfer (including holding a Balance Transfer for longer than the period during which a reduced interest rate applies).
Visit Citi to view Target Market Determination Effective From: 2023-09-30.

Not sure which credit card is right for you?

Compare Credit Cards

*Tyrian Pty Ltd (ABN 91 158 954 655, credit representative number 486373), is a credit representative of QED Credit Services Pty Ltd (Australian Credit Licence 387856). Tyrian Pty Ltd is a wholly owned subsidiary of iSelect Pty Ltd and has partnered with Fair Comparison Pty Ltd (ABN 48 647 552 958, credit representative number 530417) who operate this website as a credit representative of QED Credit Services Pty Ltd (Australian Credit Licence 387856) to help you compare a range of credit card, personal loan and car loans. Tyrian Pty Ltd and Fair Comparison Pty Ltd may receive a commission payment if users click through, apply and/or successfully acquire a loan or credit card product from or through the provider.

As the operator of this website, Fair Comparison provides information relating to financial or credit products offered by banks and other financial organisations or financial or credit service providers. It is not a provider of loan, credit or any other financial products and aims to provide information about a variety of products and facilities, although does not provide information about all products available to consumers or all product features and there may be alternative options available elsewhere.

Fair Comparison does not recommend (or assist you with choosing) specific products and should you choose to apply for a product which is listed you will deal directly with the provider of the product or its broker/representative. Fair Comparison aims to provide useful and up to date information, but you should always check product information carefully with the product provider prior to applying for or taking out a financial product or credit facility. If you are unsure you should seek clarification from the product provider or seek independent financial advice.

Compare insurance companies in Australia with iSelect

This comparison
service is powered by

Fair Comparison - white label comparison technology provider
Tyrian Pty Ltd - ACN: 158 954 655