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Bank First - Visa Platinum Credit Card

The Visa Platinum credit card from Bank First has an annual fee of $99 and up to 55 days interest-free on purchases. The purchase and balance transfer rate is 9.59% p.a. and the cash advance rate is 19.59% p.a..

The Platinum credit card also comes with complimentary travel insurance for international overseas trips. It also has a minimum credit limit of $6,000.

Compare Credit CardsProduct Image For Bank First - Visa Platinum Credit Card
Has a purchase rate of 9.59% p.a. and balance transfer rate of 9.59% p.a..
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Annual Fee

$99 per year

Balance Transfer

9.59% p.a.

Purchase Rate

9.59% p.a.

Interest Free Period

up to 55 days
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Details

Card Type
Visa
Minimum Repayment
5% or $20
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$6,000

Fees

Annual Fee
$99
per year
Late Payment Fee
$20
per statement

Rates

Purchase Rate
9.59% p.a.
Cash Advance Rate
19.59% p.a.

Balance Transfer

Balance Transfer
9.59% p.a.

Overseas Spending

Foreign Currency Conversion Fee
0%
per transaction
Overseas Cash Advance Fee
2.50%
per transaction
Overseas ATM Withdrawal Fee
$2.50
per transaction

Eligibility

Minimum Age
18
years old

Perks

Complimentary Travel Insurance
Yes
Airport Lounge Access
No

Who is the product designed for?

Description of target market (including likely objectives, financial situation and needs of the
consumer)
Retail clients who:

  • are seeking a non-cash payment facility, to make purchases on credit and to manage their
    cashflow needs
  • are aged 18 years or more and meet the credit assessment criteria for the product
  • are seeking other features, for example, insurance and concierge services as applicable to the
    particular product even if that means higher interest or fees
Visit Bank First to view Target Market Determination Effective From: 2024-02-28.

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