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Qudos Bank - Lifestyle Credit Card

The Qudos Bank Lifestyle Credit Card has an introductory offer of a variable interest rate of 4.99% p.a. for the first 5 months, which will revert to 12.84% p.a. interest thereafter. This card has a $0 fee for an additional cardholder.

There is a 4.99% p.a. initial interest rate on balance transfers for 5 months. This balance transfer rate will revert to 12.84% p.a. once the introductory period is up.

Compare Credit CardsProduct Image For Qudos Bank - Lifestyle Credit Card
$0 annual fee and an interest rate of 4.99% p.a. on purchases for the first 5 months.
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Annual Fee

$0 per year

Cash Advance Rate

12.84% p.a.

Balance Transfer

4.99% for 5 months reverts to 12.84% p.a.

Purchase Rate

4.99% for 5 months reverts to 12.84% p.a.
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Details

Card Type
Visa
Minimum Repayment
2% or $20
per statement, whichever is greater
Minimum Credit Limit
$1,000
Maximum Credit Limit
$20,000

Fees

Annual Fee
$0
per year
Additional Card Holder Fee
$0

Rates

Purchase Rate
4.99% for 5 months
reverts to 12.84% p.a.
Cash Advance Rate
12.84% p.a.

Balance Transfer

Balance Transfer
4.99% for 5 months
reverts to 12.84% p.a.

Overseas Spending

Foreign Currency Conversion Fee
3.65%
per transaction

Eligibility

Minimum Age
18
years old

Perks

Complimentary Travel Insurance
No
Airport Lounge Access
No

Who is the product designed for?

The retail clients for whom this product has been designed are individuals who:

  • are seeking a non-cash payment facility, to make purchases and pay bills on credit and to manage their cashflow needs
  • are aged 18 years or more and meet the credit assessment criteria for the product
  • are not seeking to earn reward points which they can then redeem
  • are not seeking insurance and concierge services provided by a rewards card
  • are seeking to have available a credit card facility to meet contingencies but want to minimise the costs of such a facility unless and until it is actually used

Lifestyle Credit Card

  • are seeking a lower rate of interest so that they have the option to spread repayments over more than one statement cycle
Visit Qudos Bank to view Target Market Determination Effective From: 2023-10-05.

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