This credit card from Citi has a $99 annual fee, and up to 55 days interest-free on purchases. It has a cash advance interest rate of 22.24% p.a.. There is a minimum credit limit of $2,000.
This product has been designed for individuals who:
are seeking a line of credit facility for everyday spending that has a low interest rate
meet eligibility criteria and serviceability requirements for the Product
are likely to carry a balance and look to take advantage of reduced interest rates and/or instalment repayments on a Fixed Payment Option or a Balance Transfer (including holding a Balance Transfer for longer than the period during which a reduced interest rate applies).