Bankwest - Breeze Classic Mastercard
The Breeze Classic Mastercard from Bankwest has an initial balance transfer rate of 0% for 12 months, with a 2% balance transfer fee. After 12 months, the balance transfer rate reverts to 12.99% p.a..
The annual fee is $49. It has an ongoing purchase rate of 12.99% p.a. and up to 55 days interest-free on any purchases.
An introductory balance transfer rate of 0% for 12 months.
Annual Fee
$49 per year
Balance Transfer
0% for 12 months reverts to 12.99% p.a.
2% BT fee applies.
2% BT fee applies.
Purchase Rate
0% for 12 months reverts to 12.99% p.a.
Interest Free Period
up to 55 days
Details
Card Type
Mastercard
Minimum Repayment
2% or $20
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$1,000
Fees
Annual Fee
$49
per year
Late Payment Fee
$25
per statement
Cash Advance Fee
3% or $4
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 3
additional holders
Rates
Purchase Rate
0% for 12 months
reverts to 12.99% p.a.
Cash Advance Rate
21.99% p.a.
Balance Transfer
Balance Transfer
0% for 12 months
reverts to 12.99% p.a.
2% BT fee applies.
2% BT fee applies.
Balance Transfer Limit
95%
of credit limit
Balance Transfer Fee
2%
per transaction
Overseas Spending
Foreign Currency Conversion Fee
2.95%
per transaction
Eligibility
Minimum Age
18
years old
Temporary Residents
No
Perks
Complimentary Travel Insurance
No
Airport Lounge Access
No
Who is the product designed for?
These customers are likely to have the following objectives, needs, financial situation and must meet the eligibility criteria for this product:
Objectives and Needs
- Require a revolving credit facility with a convenient way to make payments and access cash by using the card attached to the facility
- Lower interest rate on purchases
- Access to interest free days
- Access to promotional offers
Financial Situation
- meet Bankwest’s credit assessment criteria which includes demonstrating the capacity to make the required repayments without substantial hardship
- choose a credit limit typically above $1,000
- will pay an annual fee if criteria are not met for a fee waiver
Eligibility Criteria
- be an individual 18 years or older
- be living in Australia as an Australian citizen or Australian permanent resident (exceptions may apply)
- meet Bankwest’s credit assessment criteria which includes demonstrating the capacity to service the credit facility
Visit Bankwest to view Target Market Determination Effective From: 2023-09-28.
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