If you have regular visits to the dentist or physiotherapist, require glasses or are interested in alternative therapies such as acupuncture, naturopathy, remedial massage or other specialist treatments, then selecting the right mix of extras cover may be just what the doctor ordered and give you increased value from your private health insurance.
Some of the extras cover options include:
- Dental treatment, Chiropractic treatment, Home nursing, Podiatry
- Physiotherapy, Occupational, Speech and Eye therapy
- Glasses and contact lenses
- Prosthesis and other ancillary services
The range of benefits offered and paid will typically vary widely between funds.
Some health funds may restrict the total amount you can claim by setting either a total claimable maximum per year, or applying individual service limits.
Choosing extras cover and finding value can be a daunting task.